Are You Being Called By Persolve, LLC?* Here’s What You Need to Know
Constant calls and letters from debt collectors are all stressful to cope with, especially if there’s no way you can pay the amounts that they are demanding. Some collectors will work with you while others are aggressive, insulting, and out to humiliate you. If you encounter the latter, don’t let yourself be bullied, as consumer harassment by collection agencies violates federal law.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) requires debt collectors be professional when collecting or attempting to collect a debt. Tactics like the following violate federal law and can result in significant sanctions being levied against the company.
- Swearing and calling you names
- Failing or refusing to identify themselves as debt collectors in every communication
- Pretending to be members of law enforcement
- Using the telephone to harass you
- Telling your friends and family that you owe money in order to embarrass you into paying
- Using profane and obscene language
- Warning you that you will be arrested, lose your kids, etc, if you do not pay immediately
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Company Profile: Persolve, LLC
If you are being called by Persolve, LLC, information about the company is below.
Persolve, LLC is a debt collection law office located in Northridge, California. It was established in 2006, has approximately 17 employees, and is managed by owner Bill Finley. According to civil litigation records retained by the PACER (Public Access to Court Electronic Records) website, indebted consumers who believed they were being harassed by Persolve, LLC went to court to stand up for themselves and seek appropriate damages.
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Alleged Violations against Persolve, LLC
According to PACER, sometime before February 19, 2014, a California resident allegedly fell behind in payments owed on an alleged debt. Persolve, LLC initiated a lawsuit in the Fresno Superior Court of California, although he had never resided in that jurisdiction or entered into a contract with the original creditor there.
Feeling harassed by Persolve, LLC, he hired a consumer attorney and sued the firm for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
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Hire an Attorney
The phone numbers for this law office are:
If either one appears on your caller ID when the phone rings, it means that you are being called by Persolve, LLC. If they sue you in an inappropriate venue, hire a consumer attorney who can help you file a claim against Persolve, LLC in a courthouse much closer to home. If you win your case, you may be awarded $1,000 per FDCPA violation and plus attorney’s fees, court costs, and damages. When debt collectors behave in ways that violate your rights, the law helps you send them a stern reminder.
*Case taken from PACER (www.pacer.gov). File number is Case 3:14-cv-01101-JLS-KSC from the United States District Court for the Southern District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Persolve, LLC, or any other third-party collection agency, you may not be entitled to any compensation.