Many consumers are bullied on a daily basis by debt collectors. Consumers that declare bankruptcy do not necessarily to get away from the harassment. If debt collectors are chasing you like this, remember that there are laws that protect debtors from abuse.
Your Rights Under the FDCPA
The Fair Debt Collections Practices Act, or FDCPA, protects you from collection actions intended to bully or abuse you into paying a debt you can’t afford or don’t even owe. Activities like the following break the law, and can be punished by fines and license revocation.
- Using an autodialer to call you
- Threatening legal actions it has no intention of taking
- Demanding payment for a debt discharged in bankruptcy
- Calling those not involved in the debt, excluding you, your spouse, or attorney about the debt
- Harassing you by phone
- Cursing and swearing
Company Profile: Pendrick Capital Partners
If you are being called by Pendrick Capital Partners, more information regarding the company is below.
Pendrick Capital Partners is a medical debt buyer and collection agency in Key West, Florida. It opened for business in 2011, has fewer than 10 employees that are managed by Warren Dedrick. A search of the legal database at the PACER website shows that those who felt that they were being harassed by Pendrick Capital Partners challenged its claims.
Alleged Violations against Pendrick Capital Partners**
According to PACER, in or around early 2016, an alleged representative of Pendrick Capital Partners tried to collect from a Florida consumer by sending collection letters and placing a tradeline on her credit report. She disputed the debt, which totaled $183, so the representative sent a billing statement to validate it. The charge listed in the billing statement was $725.
Feeling harassed by Pendrick Capital Partners, the consumer took action against the company for:
- Misrepresenting the amount of the debt
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The case was later settled.
Hire a Consumer Lawyer
The phone number for Pendrick Capital Partners is 1-305-453-6023. If it ever appears on your caller ID, Pendrick Capital Partners is on the line. If they fail to properly clarify the amount of the alleged debt, hire a consumer lawyer and file a claim against Pendrick Capital Partners. The court could award you $1,000 per FDCPA violation, which emphasizes that the law must be obeyed.
**Case taken from PACER (pacer.gov). File number is Case 0:17-cv-61048-UU from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Pendrick Capital Partners or any other third-party collection agency, you may not be entitled to any compensation.