Are you tired of getting harassing phone calls from debt collectors day and night? Do you get nervous every time the mail arrives? Are you afraid to check your credit report? If so, the agency assigned to collect your debt has gone too far.
A consumer lawyer can stop the harassment and restore your peace of mind.
Your Rights Under the FDCPA
In 1977, Congress passed a consumer protection law called the Fair Debt Collection Practices Act (FDCPA) to prevent debt collectors from harassing consumers into bankruptcy. The FDCPA gives you the right to sue abusive debt collectors who subject you to the following forms of mistreatment.
- Using profane and obscene language
- Reporting false information to the credit bureaus
- Telling your friends, neighbors, and co-workers that you owe money
- Failing or refusing to identify themselves as debt collectors
- Calling you at inconvenient times and places
- Demanding amounts that exceed the amount of the original debt
Company Profile: Paul Michael Marketing Associates, Inc.
If you are being called by Paul Michael Marketing Associates, Inc., information about the company is below.
Paul Michael Marketing Associates, Inc., which also does business as Paul Michael Associates, is a debt collection agency located in Flushing, New York. It was established in 1978, has 10 to 19 employees on staff, and is managed by owner Herb Stolls.
Consumer complaint boards and litigation records digitized by the PACER website reveals that people who felt they were being harassed by Paul Michael Marketing Associates, Inc. acted on their rights and filed lawsuits.
Hire a Consumer Lawyer
The phone number for Paul Michael Marketing Associates, Inc. is 1-718-740-1401. If you see it on your caller ID, it’s an indication that Paul Michael Marketing Associates, Inc. is attempting to contact you about a debt.
If they persist in chasing you for debts you have already paid, hire a consumer lawyer and file a claim against Paul Michael Marketing Associates, Inc.
If a debt collector has violated the FDCPA you are entitled to sue the debt collector and recover actual damages as well as statutory damages of up to $1,000. Actual damages are also emotional distress, so be proactive in seeking the compensation you are entitled to.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Paul Michael Marketing Associates, Inc… or any other third-party collection agency, you may not be entitled to any compensation.