The FDCPA and How Your Rights Fall Under It
Before the Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from unethical measures used debt collectors. Now using them, debt collectors can face significant penalties.
- Making threats they have no intentions of taking
- Refusing to prove that a debt is valid
- Threatening to damage your credit rating
- Calling you at times deemed by the FDCPA as inconvenient.
- Discussing the debt with third-parties, not including you, your spouse, or your attorney
Company Profile: Patient Financial Management Services, Inc.
If you are being called by Patient Financial Management Services, Inc., here is some more information about the company.
Patient Financial Management Services, Inc. is a collection agency in Lafayette, Louisiana. It opened for business in 2011, has fewer than 20 employees, and appears to be affiliated with the Schumacher Group.
Digitized records at the PACER website reveal that consumers who believed that they were being harassed by Patient Financial Management Services, Inc. acted on their right to sue.
Alleged Violations against Patient Financial Management Services, Inc.
According to PACER, in or around 2013, Patient Financial Management Services, Inc. contacted a Florida consumer to collect a medical debt. He claimed that the treatment was covered by worker’s compensation and he was therefore not responsible for the debt.
Feeling harassed by Patient Financial Management Services, Inc., the consumer retained legal counsel and sued the agency for allegedly misrepresenting the character, amount, or legal status of the debt.
The matter was later dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-855-268-5161. If you see that number calling you, it means that Patient Financial Management Services, Inc. is on the other line line.
If they try to make you pay a medical debt that has been covered by insurance, hire a consumer lawyer and file a claim against Patient Financial Management Services, Inc. You could be awarded $1,000 in statutory damages plus your attorney fees, so take a stand.
Case taken from PACER (pacer.gov). File number is Case 1:13-cv-20523-DLG from the United States District Court for the Southern District of Florida.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Patient Financial Management Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.