Are you being called by Partners Financial Services, Inc.?* Here's what you need to know
Every year, the Federal Trade Commission receives complaints about third-party debt collectors using heavy-handed tactics when dealing with indebted consumers. Many of these companies get shut down as a result. If you are being chased by an aggressive collection agency, learn about your rights as a consumer, which protect you from such treatment.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed over 40 years ago to regulate the activities of third-party debt collectors. It grants you the right to dispute a debt and tell collection agencies to stop to stop calling you. It also prohibits collection tactics like those below.
- Using profane or obscene language
- Calling at unreasonable and inconvenient times, such as before 8:00 a.m. or after 9:00 p.m. in your time zone
- Threatening legal actions that they have no intention of taking
- Failing or refusing to identify themselves as debt collectors in every communication
- Using the telephone to harass you with constant calls
- Trying to collect amounts that are not authorized by law or the original agreement that created the debt
Company Profile: Partners Financial Services, Inc.
If you are being called by Partners Financial Services, Inc., information about the company is below.
Partners Financial Services, Inc. is a debt collection agency located in Fenton, Missouri. It was established in 1993, has 20 to 49 people staff, and is managed by owner Holly M. McNabb.
Litigation files viewable at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt that they were being harassed by Partners Financial Services, Inc. did not cave in. They hired attorneys and fought back.
Alleged Violations against Partners Financial Services, Inc.
According to PACER, Partners Financial Services, Inc. allegedly called a California resident on a constant basis throughout March 2011. One collector who identified himself as Marc Conrad allegedly told she was playing games during one phone call.
Feeling harassed by Partners Financial Services, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later dismissed.
Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If any of them pop up on your caller ID in response to an incoming call, be aware that you are being called by Partners Financial Services, Inc.. If they call you daily and accuse you of being dishonest or a deadbeat when you don’t pay, hire a consumer attorney who can file a claim against Partners Financial Services, Inc.. If you win your case, you receive $1,000 per FDCPA violation, so when a collection agency behaves badly, they can end up being the one that owes you money.
*Case taken from PACER (www.pacer.gov). File number is Case 2:11-cv-05541-ODW-SS from the United States District Court for the Central District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Partners Financial Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.