You’ve likely heard stories about debt collectors and how they use harassment to get consumers to pay a debt they may not even owe. What’s even more concerning is that many of these stories are actually true, even though you have rights that prohibit collection agencies from treating you this way.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a federal law that protects consumers from unethical and abusive debt collectors. Actions like the following can get an agency heavily fined and even shut down if you complain of mistreatment.
- Calling you o 8:00 a.m. and after 9:00 p.m. in your time zone
- Using profane and obscene language while speaking with your or leaving a message
- Failing or refusing to report a debt as disputed to the credit bureaus
- Telling third parties such as your friends, neighbors, and co-workers that you owe money
- Contacting you after you have formally requested that all communications cease
- Threatening legal actions they cannot take or have no intention of taking
Company Profile: Paris & Paris, LLP
If you are being called by Paris & Paris, LLP, more information about the office is below.
Paris & Paris, LLP is a debt collection law office in Santa Monica, California. It opened for business in 1960, has fewer than 10 employees, and is managed by managing partner Jeffery Paris. Archived records viewable at the PACER website suggest that past consumers who believed that they were being harassed and/or experiencing abusive collection means by Paris & Paris, LLP filed complaints in court.
Alleged Violations against Paris & Paris, LLP**
According to information on the PACER website, on or around November 12, 2014, Paris & Paris, LLP filed a collection lawsuit against a California consumer, but he asserted that over four years had passed since he defaulted on the debt, making it legally past the statute of limitations.
Feeling harassed by Paris & Paris, LLP, the consumer filed a claim against the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Threatening legal action that could not be taken
- Misrepresenting the character, amount, or legal status of the debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-310-392-8722. If it appears on your caller ID at any time, be aware that you are being called by Paris & Paris, LLP. If they sue you to collect a time-barred debt, hire a consumer lawyer and file a claim against Paris & Paris, LLP. You could be awarded $1,000 per FDCPA violation. The law requires collection agencies to treat you with respect and penalizes those that fail to do so.
**Case taken from PACER (pacer.gov). File number is Case 1:15-cv-00435-JLT from the United States District Court for the Eastern District of California.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Paris & Paris, LLP or any other third-party collection agency, you may not be entitled to any compensation.