The Federal Trade Commission receives several complaints a year from consumers who have been harassed nonstop by debt collectors. If you are receiving aggressive calls and letters that leave you awake at night, be aware that you have rights and don’t have to passively tolerate such treatment.
The FDCPA, was passed in 1977 to protect indebted consumers from being harassed into bankruptcy. It regulates the debt collection industry and penalizes companies that do the following:
- Calling at all hours of the day and night
- Reporting inaccurate information to the credit bureaus
- Refuse to validate the debt and prove that they are authorized to collect it
- Calling you at work after you tell them that you can’t take personal calls there
- Leaving you multiple voicemails
- Using profane or obscene language
Company Profile: Omni Credit Management, Inc.
If Omni Credit Management, Inc. is calling you, information about the company is as followed.
Omni Credit Management, Inc. is a debt collection company located in West Friendship, Maryland. It opened its doors in 1991, employs around 10 people, and is managed by Robert Fetner.
It is a member of the American Collectors Association and the Seaboard Collectors Association. Records retained by the PACER (Public Access to Court Electronic Records) website reveal that consumers who felt that they were being harassed by Omni Credit Management, Inc. sued the company for damages.
Alleged Violations against Omni Credit Management, Inc.
According to PACER, on or around On June 17, 2015 Omni Credit Management, Inc. sent a collection letter to a Maryland woman. She later alleged that none of the demand letters she received clarified the principal amount of the medical debt and other information.
Feeling harassed by Omni Credit Management, Inc., he hired a consumer lawyer and sued the company for allegedly violating the FDCPA by using deceptive and misleading means to collect a debt.
The matter was settled later.
Hire a Lawyer
The phone number for this debt collection agency is 1-410-489-6900. If it appears when a phone call comes in, it means that Omni Credit Management, Inc is calling you. If their calls and letters do not clarify exactly how much you owe, hire a consumer lawyer immediately.
If you file a claim against Omni Credit Management, Inc. you could receive $1,000 per FDCPA violation plus court costs and lawyer fees, so don’t hesitate to stand up for yourself when a debt collector goes too far.
Case taken from PACER (pacer.gov). File number is Case 1:15-cv-02633-RDB from the United States District Court for the District of Maryland.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Omni Credit Management, Inc. or any other third-party collection agency, you may not be entitled to any compensation