Are you being called by Nations Recovery Center of Georgia?* Here's what you need to know.
If you miss a certain number of payments on your credit cards, student loans, or medical debt, your lenders or creditors will, in all likelihood, eventually turn the account over to a collection agency. These companies will use a wide range of scare tactics to get you to pay, hoping you will never realize that their actions break federal law.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act requires third party debt collectors to treat consumers with respect, hundreds of complaints are made to the Federal Trade Commission every year as the result of debt collectors using methods like those below.
- Calling before 8:00 a.m. and after 9:00 p.m. in the consumer’s time zone
- Talking to a person’s friends, neighbors, and coworkers about the debt
- Telling someone that they have committed a crime like fraud by not paying the debt
- Swearing, yelling, and using obscene language
- Demanding amounts that are not supported by law or the original creditor agreement
- Claiming to be law enforcement officers to scare you into paying
Company Profile: Nations Recovery Center of Georgia
If you are being called by Nations Recovery Center of Georgia, information about the company is below.
Nations Recovery Center of Georgia is a debt collection company located in Doraville, Georgia, outside Atlanta. It was established in 1991, has less than 10 employees, and is managed by Preston Johnson. The company website indicates that it specializes in banking, commercial, medical and retail debt collection. Files viewable at the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by Nations Recovery Center of Georgia stood up for themselves and challenged the company in court.
Alleged Violations against Nations Recovery Center of Georgia
Kimberly Aker, Individually and on Behalf of All Others Similarly Situated vs. Nations Recovery Center of Georgia*
According to PACER, on or about June 20, 2013, Nations Recovery Center of Georgia allegedly sent a collection letter to Wisconsin resident Kimberly Aker. The letter, which was submitted as an exhibit, stated in part: “This collection agency is licensed by the Division of Banking, P.O. Box 7876, Madison, Wisconsin 53707.” However, a phone call to the Division of Banking allegedly confirmed that Nations Recovery Center of Georgia did not currently hold a Wisconsin Collection Agency License and did not hold such a license when it mailed the letter to her.
Feeling harassed by Nations Recovery Center of Georgia and believing that an identical letter had been sent to other Wisconsin residents, Ms. Aker hired a consumer attorney and sued the company for allegedly violating the FDCPA by using false, deceptive and misleading means to collect a debt.
The matter was later resolved.
Hire an Attorney
The phone numbers for this debt collection agency are:
If you see either one on your caller ID in response to an incoming call, it means that you are being called by Nations Recovery Center of Georgia. If they claim to be licensed to collect a debt in your state when they actually are not, hire a consumer attorney who can help you file a claim against Nations Recovery Center of Georgia. If you win, you could potentially receive $1,000 per FDCPA violation in addition to court costs and attorney fees. When a debt collector tries to deceive them, calling an attorney can give them a much-needed dose of reality.
*Case taken from PACER (www.pacer.gov). File number is Case 2:13-cv-01073-WEC from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Nations Recovery Center of Georgia, or any other third-party collection agency, you may not be entitled to any compensation.