Are You Being Called By the Moore Law Group*? Here's What You Need to Know
If your life is being interrupted by debt collectors, you may be tempted to declare bankruptcy Before opting for such a consequential solution, make sure that you first investigate your rights as an indebted consumer.
Your Rights Under the FDCPA
In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, which gave consumers the right to dispute a debt and demand no further contact from the debt collector. Third-party collection agencies were also prohibited from using harassing or deceptive tactics to collect a consumer debt.
- Yelling, swearing, and using language meant to intimidate you
- Discussing the debt with anyone except you, your attorney, spouse, or any co-signers on the debt
- Demanding amounts inflated by ‘service charges’ and other miscellaneous fees
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Telling you that you will arrested or your wages garnished if you don’t pay
- Pretending to be police officers or federal agents with power to enforce payment
Company Profile: the Moore Law Group
If you are being called by the Moore Law Group, more information about the office is below.
The Moore Law Group is a debt collection law office in Santa Ana, California, with branch offices in Littleton, Colorado and Albuquerque, New Mexico. It was established in 1986, has 68 employees, and is managed by its President, Harvey M. Moore. Lawsuit documents at the PACER website confirm that consumers who believed that they were being harassed by the Moore Law Group took the firm to court.
Alleged Violations against the Moore Law Group**
According to information on the PACER website, in late 2017, the Moore Law Group sent a collection letter to an Arizona consumer seeking payment for a debt totalling $4,112.24. The consumer insisted that this amount did not take into account the money he had paid an earlier collector and that had been garnished from his wages. The consumer asserted that only $2,468 was owing at the time of the letter.
Feeling harassed by the Moore Law Group, the consumer filed a claim against the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Trying to collect an amount not permitted by law
- Misrepresenting the character, amo9unt, or legal status of the debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection law office are:
If either number appears on your caller ID, you are being called by the Moore Law Group. If they send you a collection letter demanding more than you legally owe, hire a consumer lawyer and file a claim against the Moore Law Group. You may be awarded $1,000 per FDCPA violation, s don’t let a debt collector bully you into submission- when you fight back, the law is on your side.
**Case taken from PACER (pacer.gov). File number is Case 2:17-cv-04248-DGC from the United States District Court for the District of Arizona.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Moore Law Group or any other third-party collection agency, you may not be entitled to any compensation.