Are You Being Called By Montgomery Lynch & Associates?* Here's What You Need to Know
Many people are living paycheck to paycheck these days and, thanks to the pandemic, even more are unemployed. When they are unable to make the required payments on their credit cards or student loans, their creditors may dispatch debt collectors to collect the balances, turning a difficult situation into a nightmare.
Your Rights Under the FDCPA
Debt collectors have a bad reputation for kicking people who are already down. Although the Fair Debt Collection Practices Act requires them to be professional when a debt, actions like the following are, unfortunately, prevalent:
- Using profane or obscene language
- Harassing you by phone (calling and hanging up)
- Threatening to have you arrested or imprisoned
- Adding illegal service fees to the original debt
- Ignoring a written request to cease contact
- Failing to send a debt validation letter
Company Profile: Montgomery Lynch & Associates
If you are being called by Montgomery Lynch & Associates, here are some additional company details.
Montgomery Lynch & Associates is a debt collection agency headquartered in Beachwood, Ohio. It opened for business in 1994, employs 11 people, and is overseen by Ken Scott. Consumer litigation records at the PACER legal archive confirms that those who believed Montgomery Lynch & Associates was harassing them stood their ground.
Alleged Violations against Montgomery Lynch & Associates**
According to PACER, in or around early 2011, Montgomery Lynch & Associates started contacting an Ohio consumer. She said that callers kept leaving messages for her to call them regarding an “important matter” but failed to disclose that they were debt collectors or that they were seeking information regarding an allegedly owed debt.
Feeling harassed by Montgomery Lynch & Associates, she sued the agency for:
- Leaving misleading and incomplete voice messages
- Using deceptive means to get her to return the call
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this company are:
If you ever spot them on your caller ID, Montgomery Lynch & Associates is reaching out to you. If leave voice messages that don’t clarify who they are or why they are calling, hire a consumer lawyer and file a claim against Montgomery Lynch & Associates. You could receive $1000 per violation of the FDCPA plus your legal fees. You have rights, so never hesitate to exercise them.
**Case taken from PACER (pacer.gov). File number is Case: 1:11-cv-02383-JG from the United States District Court for the Northern District of Ohio, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Montgomery Lynch & Associates or any other third-party collection agency, you may not be entitled to any compensation.