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By Contributing Author: Sergei Lemberg Updated on

Are You Being Called By MNet Financial, Inc.?

Stop the

You have legal rights. We can help.


Some debt collectors go to extremes. They’ll threaten to call your boss, have you arrested, and or garnish your wages if you don’t pay immediately. If this happens to you, contact a lawyer immediately, as threatening consumers violates the law.

Your Rights Under the FDCPA

Debt collectors can be overzealous when trying to get you to pay, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, prohibits collection agencies from using abusive collection tactics like those below:

● Calling at inconvenient times
● Calling you at work after they’ve been told to stop
● Publicly posting details of a debt on social media
● Adding illegal service fees to the original debt
● Swearing and yelling
● Telling you that you can go to jail for not paying a debt

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Company Profile: MNet Financial, Inc.

If you are being called by MNet Financial, Inc., here is some more information about the company.

MNet Financial, Inc. is a medical collection agency in Aliso Viejo, California. It opened for business in 2005, has 48 employees, and is managed by David Hamilton. It has a B- rating with the Better Business Bureau. PACER website records show that those who felt that they were being harassed by MNet Financial, Inc. chose to take action.

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Alleged Violations against MNet Financial, Inc.*

According to PACER, on or around January 3, 2019, MNet Financial, Inc. sent a collection letter to an Illinois consumer regarding a medical debt. It used the term ‘Final Notice’ and requested payment within 10 days, although such a demand appeared to violate his dispute rights.
Feeling harassed by MNet Financial, Inc., the consumer hired a lawyer and filed a claim against the company for using misleading means to collect a debt.

The case was later settled.

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Hire a Consumer Lawyer

The phone numbers for MNet Financial, Inc. are:

● 1-888-816-5944
● 1-800-361-6638

If they ever appear on your caller ID, be aware that MNet Financial, Inc. is trying to contact you. If they make payment demands that violate your dispute rights, hire a consumer lawyer and file a claim against MNet Financial, Inc.. You could be awarded $1,000 per FDCPA violation plus legal costs incurred pursuing the claim. Never be afraid to act on the protections that the law gives you.

*Case taken from PACER ( File number is Case 2:19-cv-02243-CSB-EIL from the United States District Court for the Central District of Illinois, Urbana Division.

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Additional Resources

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against MNet Financial, Inc. or any other third-party collection agency, you may not be entitled to any compensation.

About the author:

Contributing Author: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

See more posts from Contributing Author: Sergei Lemberg
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