Some debt collectors go to extremes. They’ll threaten to call your boss, have you arrested, and or garnish your wages if you don’t pay immediately. If this happens to you, contact a lawyer immediately, as threatening consumers violates the law.
Your Rights Under the FDCPA
Debt collectors can be overzealous when trying to get you to pay, but don’t forget that you have rights. The Fair Debt Collection Practices Act, or FDCPA, prohibits collection agencies from using abusive collection tactics like those below:
● Calling at inconvenient times
● Calling you at work after they’ve been told to stop
● Publicly posting details of a debt on social media
● Adding illegal service fees to the original debt
● Swearing and yelling
● Telling you that you can go to jail for not paying a debt
Company Profile: MNet Financial, Inc.
If you are being called by MNet Financial, Inc., here is some more information about the company.
MNet Financial, Inc. is a medical collection agency in Aliso Viejo, California. It opened for business in 2005, has 48 employees, and is managed by David Hamilton. It has a B- rating with the Better Business Bureau. PACER website records show that those who felt that they were being harassed by MNet Financial, Inc. chose to take action.
Alleged Violations against MNet Financial, Inc.*
According to PACER, on or around January 3, 2019, MNet Financial, Inc. sent a collection letter to an Illinois consumer regarding a medical debt. It used the term ‘Final Notice’ and requested payment within 10 days, although such a demand appeared to violate his dispute rights.
Feeling harassed by MNet Financial, Inc., the consumer hired a lawyer and filed a claim against the company for using misleading means to collect a debt.
The case was later settled.
Hire a Consumer Lawyer
The phone numbers for MNet Financial, Inc. are:
If they ever appear on your caller ID, be aware that MNet Financial, Inc. is trying to contact you. If they make payment demands that violate your dispute rights, hire a consumer lawyer and file a claim against MNet Financial, Inc.. You could be awarded $1,000 per FDCPA violation plus legal costs incurred pursuing the claim. Never be afraid to act on the protections that the law gives you.
*Case taken from PACER (www.pacer.gov). File number is Case 2:19-cv-02243-CSB-EIL from the United States District Court for the Central District of Illinois, Urbana Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against MNet Financial, Inc. or any other third-party collection agency, you may not be entitled to any compensation.