Are You Being Called By Minisink Financial Corporation?

Debt collectors can drive you to distraction. Even though you lost your job after the lockdown, they call you constantly, threaten to expose your financial situation to your friends, and imply that legal action is imminent. This conduct is illegal, and you can make it stop.

Your Rights Under the FDCPA

In 1977, Congress passed the Fair Debt Collection Practices Act, or FDCPA, because collection agencies were driving so many people to declare bankruptcy. The FDCPA protects people from harassment by making it illegal for debt collectors to use ruses like the following:

● Calling you constantly
● Pretending to be members of law enforcement
● Discussing the debt with anyone except you, your spouse, or your attorney
● Calling at inconvenient times
● Cursing at you and calling you names
● Demanding amounts that are not supported by law

Company Profile: Minisink Financial Corporation

If you are being called by Minisink Financial Corporation, a company overview is below.

Minisink Financial Corporation is a debt collection agency in Bushkill, Pennsylvania. It was incorporated in 2004, has a small team of five employees, and is managed by Kevin Lavelle. The PACER website holds legal records confirming that people who felt harassed by Minisink Financial Corporation challenged the agency in court.

Alleged Violations against Minisink Financial Corporation

According to PACER, on or around October 15, 2013, Minisink Financial Corporation called a Minnesota consumer and left a voice message. He claimed that the message (and one that followed it) did not identify the caller as a debt collector trying to collect a debt.

Feeling harassed by Minisink Financial Corporation, the consumer sued the company for:

● Failing to identify itself as a debt collector
● Using misleading means to collect a debt

The matter was later settled.

Hire a Consumer Lawyer

The phone number for this debt collection agency is 1-570-588-7513. Seeing it on your caller ID means that Minisink Financial Corporation is trying to contact you. If they don’t identify themselves correctly every time they leave a message, hire a consumer lawyer and file a claim against Minisink Financial Corporation. A free case review can initiate actions that let you get justice.

*Case taken from PACER (www.pacer.gov). File number is CASE 0:13-cv-03068-DWF-JSM from the United States District Court for the District of Minnesota.

Additional Resources

• Dispute Letter By Collection Agency
• Did A Collection Agency Make False Statements Regarding Your Debt?

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Minisink Financial Corporation or any other third-party collection agency, you may not be entitled to any compensation.