When you’re stressed after being laid off, debt collectors can make your situation worse by calling and sending rude, demanding letters. They persist even when you tell them that you can’t afford to pay. If they make your life miserable due to inability to pay, get a free case review from a consumer lawyer to learn more about your rights.
Your Rights Under the FDCPA
You might be surprised to know that there are laws controlling debt collectors. The Fair Debt Collection Practices Act prohibits activities like the following when used to collect a debt.
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Calling you names
- Ignoring your dispute
- Pretending to be attorneys or law enforcement officials
- Ignoring a written request to stop contacting you
- Contacting you at work
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Company Profile: Midwest Fidelity Services, LLC
If you are being called by Midwest Fidelity Services, LLC, here are some additional company details.
Midwest Fidelity Services, LLC is a debt collection agency headquartered in Ottawa, Kansas. It was founded in 2012, employs 24 people, and is overseen by CEO Michael Powell. Digital records at the PACER legal archive show that those who believed Midwest Fidelity Services, LLC was harassing them demanded compensation.
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Alleged Violations against Midwest Fidelity Services, LLC**
According to PACER, in or around June 2019, Midwest Fidelity Services, LLC allegedly began calling a Wisconsin consumer to pursue a debt arising from a personal loan.
She said that when she answered the calls, there would be a brief pause, lasting approximately three to five seconds, before someone spoke. The consumer repeatedly told the callers that she only wanted to be communicated with in writing, but the company allegedly kept calling her at work as well as on her cell phone and even contacted her family members.
Feeling harassed by Midwest Fidelity Services, LLC, she sued the company for:
- Calling her after she ordered communication via letter only
- Harassing her with an autodialer
- Calling her at work
- Contacting her family
The matter was later dismissed.
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Hire a Consumer Lawyer
The phone numbers for this company are:
If you notice them on your caller ID on a regular basis, it confirms that Midwest Fidelity Services, LLC is trying to collect a debt from you. If they use an autodialer to bombard you and take related measures to stress you into paying, get a Free Case Evaluation from a consumer lawyer and file a claim against Midwest Fidelity Services, LLC. A court could award you $1000 per FDCPA violation, so even if you do owe money, debt collectors can be penalized for disregarding them.
**Case taken from PACER (pacer.gov). File number is Case 2:19-cv-00994-DEJ from the United States District Court for the Eastern District of Wisconsin, Milwaukee Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Midwest Fidelity Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.
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