Is Meyers, Saxon & Cole calling you?* Here's what you need to know.
Getting a call from a debt collector is rarely a pleasant experience. They can be assertive to the point of intimidation, but don’t let a debt collection agency bully you into doing anything you can’t afford or aren’t legally obligated to do. If they make threats or are verbally abuse, they’re out of bounds and you can make a complaint.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law intended to prevent consumers from being harassed by debt collectors. Since 1977, it has been illegal to use methods and ruses like the following to convince people to settle a debt.
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Refusing or failing the validate the debt
- Calling you at work after you indicate that your employer does not allow personal calls
- Cursing, raising their voice, and calling you names
- Failing to identify themselves as debt collectors trying to collect a debt
- Demanding amounts not supported by law or the original creditor agreement
Company Profile: Meyers, Saxon & Cole
Meyers, Saxon & Cole is a debt collection law firm located in Brooklyn, New York. It was established in 1979, has 20 to 49 employees, and is managed by its owner, Irwin Meyers. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that the firm has been sued by consumers who believed that their rights had been violated during the debt collection process.
Alleged Violations against Meyers, Saxon & Cole
Matthew Howard vs. Meyers, Saxon & Cole et al*
According to PACER, on or around March 8, 2011 Meyers, Saxon & Cole filed a lawsuit against New York resident Matthew Howard on behalf of The Higher Education Loan Authority. The action was to collect an alleged consumer debt.
Mr. Howard filed a pro se answer, which claimed an affirmative defense to the lawsuit on the grounds that Meyers, Saxon & Cole had violated the FDCPA by ignoring his prior written request for validation of the debt. The firm then allegedly sent him a threatening letter stating that "such actions, under the Fair Debt Act, is not permitted (sic). If you continue to proceed along this avenue of defense, you will leave this office no other choice but to avail ourselves of the appropriate sanctions, counterclaims, etc. for proceeding in that matter."
When Meyers, Saxon & Cole failed to follow through with these sanctions, Mr. Howard hired a consumer attorney and sued the firm for allegedly violating the FDCPA by threatening legal actions they did not intend to take.
The matter was later resolved.
Hire an Attorney
The phone number for Meyers, Saxon & Cole is 1-718-339-3330. If you see this number on your caller ID when the phone rings, a debt collector is on the line. If they threaten to sue you when you assert your rights under the FDCPA, hire a consumer attorney. Such bullying is illegal, and you could win $1,000 per FDCPA violation as well as attorney's fees, court costs, and any actual damages. When debt collectors cross the line, it could pay to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-02212-SJ-VMS from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Meyers, Saxon & Cole or any other third-party collection agency, you may not be entitled to any compensation.