Is it Medconn Collection Agency on the other end of the phone call? You should learn about your rights!
When debt collectors are on your trail, hearing the phone ring can cause you to break into a sweat, especially if the company assigned to your file is routinely rude, aggressive, and demeaning to you.
Before you contemplate bankruptcy, see a consumer attorney instead, because such abusive behavior violates federal law.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act (FDCPA) requires debt collectors to be professional when collecting debts, tactics like those listed below are common enough to warrant thousands of complaints to the Federal Trade Commission every year.
If a debt collector treats you in this manner, you may have grounds to sue.
- Using profane or obscene language
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
- Persisting in trying to collect a disputed debt
- Using profane or obscene language
- Discussing the debt with unauthorized third parties such as your friends, family, and co-workers
- Threatening legal actions they have no intention of carrying out
Company Profile: Medconn Collection Agency, LLC
Medconn Collection Agency, LLC is collection agency located in Rocky Hill, Connecticut. It was established in 1992, has 20 to 49 employees, and is managed by its Executive Director, Frank Souto.
Records on file at the PACER (Public Access to Court Electronic Records) website indicate that several consumers who felt they were being harassed by Medconn Collection Agency, LLC used the FDCPA to help them fight back in court.
Alleged Violations against Medconn Collection Agency, LLC
Erin Rocco vs. Medconn Collection Agency, LLC et al**
According to PACER, on or around August 20, 2009, Medconn Collection Agency, LLC allegedly sent a collection letter to Connecticut resident Erin Rocco. The letter referenced a specific account number with ProHealth Physicians, and it also referenced "various other accounts" that she presumed Medconn had been hired to collect, but she had no idea what they were.
On or around August 26, 2009, Ms. Rocco received another collection letter from Medconn which also referenced "various other accounts” and demanded payment for them.
Feeling harassed by Medconn Collection Agency, LLC, she hired a consumer attorney to help prove that the company violated the FDCPA by misrepresenting the character, amount, or legal status of the debt.
The matter was later resolved.
Protect Yourself From Abusive Creditors!
The phone numbers for this collection agency are as follows:
If either number appears on your caller ID, it means that you are being called by Medconn Collection Agency, LLC. If they send you letters that do not make it clear exactly what you owe and to whom, hire a consumer attorney, as this lack of transparency violates the FDCPA.
If you file a claim against Medconn Collection Agency, LLC and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. When debt collectors cross the line with you, they could end up owing you money in the end.
**Case taken from PACER (www.pacer.gov). File number is Case 3:09-cv-02033-AWT from the United States District Court for the District of Connecticut.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Medconn Collection Agency, LLC, or any other third-party collection agency, you may not be entitled to any compensation.