Debt collection agencies may contact you on behalf of a corporation or company if you fall behind in repaying a debt.
To combat unfair, deceptive, and harassing practices by debt collection agencies towards debtors, the Federal Trade Commission (FTC) enacted the Fair Debt Collection Practices Act (FDCPA). This act provides debt collection agencies with a set of guidelines to follow to avoid harassing debtors, and provides debtors with the option to seek legal action against an agency if they feel as though their rights have been violated.
Marauder Corporation is a small debt collection agency of around 25 people. It is located in Indian Wells, California.
Laws Marauder Corporation is Accused of Violating*
Marauder Corporation has many records of lawsuits and complaints against them. They are not BBB accredited and have been scored with an F rating through the BBB website. In 2009, a Texas woman filed a lawsuit against Marauder Corporation when they contacted her over a debt and threatened to have her arrested and have her business shut down the same day if the money was not paid. In 2013, a man from Minnesota claimed that Marauder Corporation had violated his rights under the FDCPA when they failed to disclose that he had disputed the debt he was being contacted about and just continued to contact him about the debt.
What to Do if Marauder Corporation is Trying to Collect a Debt from You
If you believe that Marauder Corporation is violating your rights under the FDCPA, you have the right to request that they stop contacting you about the debt. This can be done by making a verbal or written request. Your best option may be to make a written request and send it as certified mail. This way, you have proof that you made a request for Marauder Corporation to cease contact with you in the event that you end up pursuing a lawsuit.
Once Marauder Corporation has received your request they should stop contacting you. If they continue to call you about your debt, you should make a record of each instance and log the date, time, and name of the representative for each call. Under the FDCPA, each separate call counts as its own violation, and each violation can earn you up to $1,000 in damages, therefore it is important to keep a thorough record.
It may be a good idea to retain an attorney who specializes in FDCPA violation lawsuits. An attorney can help you maximize your chances of filing a successful lawsuit against Marauder Corporation. They can help you collect the evidence you will need in a court of law and determine a fair amount of money in damages to seek against the agency.
An attorney can also generally ensure that the entire process of pursuing a lawsuit runs smooth and is as successful as possible. You have a few different options for filing a claim against Marauder Corporation: Either file a claim in small claims court, state court, with the FTC, or with your state attorney general.
*According to the BBB.
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Marauder Corporation or any other third-party collection agency, you may not be entitled to any compensation.