An estimated 25% of consumers have trouble paying their bills on time, and 8% have seen those debts sent out to third-party collection agencies. If other reports are accurate, many of these people will not be treated respectfully or fairly by debt collectors.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to ensure that third-party collection agencies treat consumers fairly. Unfortunately, a lot of them don’t. If you’re hounded by a debt collector who subjects you to any of the following, you have grounds to sue them.
● Using profane and obscene language
● Telling third parties such as friends and family that you owe a debt
● Misrepresenting their identity during collection efforts
● Leaving abusive and hostile phone messages
● Ordering you to pay a time-barred debt
● Threatening lawsuits or garnishment for not paying a debt
Company Profile: MagnUS Services, Inc.
If you are being called by MagnUS Services, Inc., information about the company's history and operations is below.
MagnUS Services, Inc. is a collection agency in Scottsdale, Arizona. It was founded in 2000, has an estimated 20 employees, and is the subject of numerous complaints on public forums. Files maintained at the PACER website indicate that consumers who believed that they were being harassed by MagnUS Services, Inc. engaged a lawyer to help them protect their rights.
Alleged Violations against MagnUS Services, Inc.*
According to information on the PACER website, on or around January 11, 2001, MagnUS Services, Inc. sent a collection letter to an Alabama consumer. She claimed that the contents of the letter did not properly advise her of her right to dispute the debt and take related action to protect her rights.
Feeling harassed by MagnUS Services, Inc., the consumer hired an attorney and took action against the agency for using false, deceptive, and misleading means to collect a debt.
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-602-667-0128. Its presence on your caller ID means that you are being called by MagnUS Services, Inc. If they ignore a written dispute and demand payment but never validate the debt, hire a consumer lawyer and file a claim against MagnUS Services, Inc.. You could win $1,000 per FDCPA violation, so filing a lawsuit can advise an aggressive debt collector that deception and threats can cost them.
*Case taken from PACER (www.pacer.gov). Case 2:01-cv-03366-HDB from the United States District Court for the Northern District of Alabama, Southern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against MagnUS Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.