Debt collection agencies can be relentless. Consumers who owe less than $100 have been sworn at, contacted multiple times a day using an autodialer, and embarrassed in front of their coworkers, friends, and family. If you are targeted in this manner, a free consultation from a consumer lawyer can make it stop.
Your Rights Under the FDCPA
Although the Fair Debt Collection Practices Act requires collection agencies to treat people with respect, behaviors like those below result in complaints to the Federal Trade Commission every year.
- Yelling at you and using abusive language
- Demanding that you pay a time-barred debt
- Threatening to take your house
- Calling you at work
- Pretending to be members of law enforcement
- Calling you outside of the hours of 8:00 a.m. and 9:00 p.m.
Company Profile: Machol & Johannes
If you are being called by Machol & Johannes, an overview of the company is below.
Machol & Johannes is a debt collection law office headquartered in Denver, Colorado, with additional offices in Washington and New Mexico. It was founded in 1968, employs 127 people across its various locations, and is overseen by co-owner Jacques Machol. Archived records at the PACER site shows that those who believed that Machol & Johannes was harassing them got a free case review from a consumer lawyer and fought back.
Alleged Violations against Machol & Johannes**
According to PACER, on or around January 29, 2018, Machol & Johannes filed a complaint against an Idaho consumer on behalf of a client. His attorney filed a response, but an attorney from the firm allegedly called him directly on March 20 and left a voicemail on his parents’ phone the same day.
Feeling harassed by Machol & Johannes, the consumer sued the firm for:
- Contacting him directly when he had counsel
- Leaving information about the debt with a third party
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection law firm are:
If you notice them on your caller ID, it confirms that you are being called by Machol & Johannes. If they leave information about your debt on a third party’s voicemail, hire a consumer lawyer and file a claim against Machol & Johannes. All collection agencies must respect your rights, and they don’t, penalties result.
**Case taken from PACER (pacer.gov). File number is Case 1:18-cv-00166-CWD from the United States District Court for the District of Idaho.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Machol & Johannes or any other third-party collection agency, you may not be entitled to any compensation.