Today’s economy has resulted in many decent people finding themselves in financial straits. When unexpected events occur, such as job loss or a medical emergency, your ability to pay your debts can be negatively impacted.
If debt collectors harass you with endless phone calls and demanding letters, contact a consumer lawyer to help you protect your rights.
Your Rights Under the FDCPA
The air Debt Collection Practices Act (FDCPA) consists of a wide range of laws that collection agencies must follow when trying to collect a consumer debt. Actions like those below are illegal and can result in serious consequences for the collector.
- Claiming that you owe an amount that’s not supported by law or the original creditor agreement
- Using profane and obscene language
- Calling at inconvenient times, usually before 8:00 a.m. and after 9:00 p.m.
- Telling you that you can be arrested for not paying your debts
- Saying that they have court papers ready to serve on you when they don’t
- Pretending to be attorneys, police officers, or federal agents
Company Profile: Lyon Collection Services, Inc.
If you are being called by Lyon Collection Services, Inc., information about the company and its operations are below.
Lyon Collection Services, Inc. is a debt collection office located in New York City, New York, with a branch office in Las Vegas, Nevada. It is one of the city’s oldest collection agencies, having been established in 1876, employs around 30 staff, and is managed by its President, Robert Mantin.
A close inspection of litigation files at the PACER website confirms that consumers who felt that they were being harassed by Lyon Collection Services, Inc. aggressively pursued their rights in court.
Alleged Violations against Lyon Collection Services, Inc.
According to PACER, on or about August 9, 2010, Lyon Collection Services, Inc. mailed a collection letter to a New Jersey consumer. It was followed by a second letter on September 14, which read, in part: “We sent you a first notice which included your rights under the Fair Debt Collection Practices Act. You still have time to exercise your rights.”
The consumer retained an attorney, who sent a cease and desist letter on May 18, 2011. A week later, Lyon Collection Services, Inc. responded by a fax which stated, in part, “Please review and contact the undersigned in order to arrange payment.”
The letter failed to disclose that the communication was from a debt collector.
Feeling harassed by Lyon Collection Services, Inc., the consumer engaged a consumer lawyer and sued the agency for the following alleged collection law violations:
- Using false, deceptive and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for Lyon Collection Services, Inc. are:
If either number appears on your phone, be aware that Lyon Collection Services, Inc. is on the line. If they appear to misrepresent your dispute rights and fail to identify themselves as debt collectors in all communications, hire a consumer lawyer who can review your case.
If you file a successful claim against Lyon Collection Services, Inc., you may receive statutory damages of up to $1,000 and be reimbursed for attorney fees and court costs. Never passively accept abuse when you have rights prohibiting such treatment.
Case taken from PACER (pacer.gov). File number is Case 2:11-cv-03063-KSH-PS from the United States District Court for the District of New Jersey.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Lyon Collection Services, Inc. or any other third-party collection agency, you may not be entitled to any compensation.