When you’re deep in debt, it’s a stressful situation, and if debt collectors send you letters that border on the abusive, contact an attorney. There are federal laws that prohibit what third-party collection agencies can say or do to collect a debt.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, controls where, when, and how a consumer collection agency can communicate with you. Below are some examples of violations that give you grounds to sue.
● Swearing and calling you names
● Talking to uninvolved parties about the debt
● Contacting you after you have sent a cease and desist letter
● Threatening legal action that they are not in a position to take
● Calling you outside of the hours of 8:00 a.m. and 9:00 p.m.
● Threatening legal action they have no intention of taking
Company Profile: Lustig, Glaser & Wilson
If you are being called by Lustig, Glaser & Wilson, here are some additional details about the firm.
Lustig, Glaser & Wilson is a debt collection law office in Waltham, Massachusetts. It opened for business in 1992, has 120 employees, and is managed by Kenneth Wilson. A review of litigation files at the PACER website confirms that those who felt they were being harassed by Lustig, Glaser & Wilson did not react passively: in 2017, the firm agreed to pay $1 million to settle a case initiated by the Massachusetts Attorney General.
Alleged Violations against Lustig, Glaser & Wilson
According to PACER, in or around late 2013, Lustig, Glaser & Wilson allegedly started calling a Massachusetts consumer to collect a debt. When she told the firm to stop contacting her, it allegedly ignored her.
Feeling harassed by Lustig, Glaser & Wilson, the consumer hired a lawyer and sued the office for:
● Harassing her by phone
● Using unfair and unconscionable means to collect the debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-781-449-3000. If you see it on your caller ID, it means that Lustig, Glaser & Wilson is trying to reach you. If they ignore your demand to stop calling, hire a consumer lawyer and file a claim against Lustig, Glaser & Wilson. You could be awarded $1,000 in statutory damages plus your attorney fees, so take a stand when you know you’re in the right.
*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-10075-RGS from the United States District Court for the District of Massachusetts.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Lustig, Glaser & Wilson or any other third-party collection agency, you may not be entitled to any compensation.