Are You Being Called By Luke, Johnston & Lewis?* Here's What You Need to Know
If you are targeted by a debt collector, you may be subjected to aggressive calls, demand letters, and verbal threats, all calculated to make you pay immediately. Such conduct is frightening, but it is also illegal, so if it happens to you, you can fight back.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, prevents debt collectors from stalking, yelling at, and intimidating you to collect a debt. Below is a sample list of collection actions that violate the FDCPA:
- Pretending to be members of law enforcement
- Contacting you at work
- Reporting false information to the credit bureaus
- Calling your friends, neighbors, and co-workers
- Refusing to provide you with information about the debt
- Using profane and obscene language
Company Profile: Luke, Johnston & Lewis
If you are being called by Luke, Johnston & Lewis, more information about the agency is below.
Luke, Johnston & Lewis is a collection agency in Salt Lake City, Utah. It was founded in 2011, has nine employees, and is managed by Michael J. Law. An examination of consumer litigation records at the PACER website confirms that individuals who believed that Luke, Johnston & Lewis was harassing them chose to fight back.
Alleged Violations against Luke, Johnston & Lewis**
According to PACER, on or around March 14, 2014, Luke, Johnston & Lewis began emailing a Texas consumer to collect a debt. He asserted that several emails were received between March and August 2014, none of which identified the sender as a debt collector.
Feeling harassed by Luke, Johnston & Lewis, he got a complimentary consultation from a consumer lawyer before suing the agency for not identifying itself properly in all communications.
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collector are:
If these numbers appear on your caller ID, you are being called by Luke, Johnston & Lewis. If they don’t identify themselves as debt collectors in each letter, email, or voicemail, hire a consumer lawyer and file a claim against Luke, Johnston & Lewis. You could be awarded $1,000 per violation, so act on the rights that the law gives you.
**Case taken from PACER (pacer.gov). File number is Case 4:15-cv-00156 from the United States District Court for the Southern District of Texas, Houston Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Luke, Johnston & Lewis or any other third-party collection agency, you may not be entitled to any compensation.