Debt collectors may not always be the most pleasant people to deal with, but you don’t have to tolerate overzealous collection methods such as threats, calling you at work, and exposing your financial details to friends and coworkers. If this happens, seek a free evaluation from a consumer lawyer who can help you get justice.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates the professional conduct of third-party collection agencies. Actions like those listed below are illegal and can subject a debt collector to a consumer lawsuit.
● Calling you at work after being informed that you can’t take non-business calls
● Contacting you after you engage legal representation with regards to the debt
● Failing or refusing to validate the debt
● Using abusive language
● Adding illegal service fees
● Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: Louisiana Bureau of Credit Control
If you are being called by the Louisiana Bureau of Credit Control, more information about the company is below.
The Louisiana Bureau of Credit Control, which also does business as Ambassador Collection Services, LLC, is a debt collection agency in Lafayette, Louisiana. It was incorporated in 1961, has seven employees, and is managed by Robert J. Richardson. Consumer litigation records at the PACER website show that those who believed they were being harassed by the Louisiana Bureau of Credit Control understood their right to sue.
Alleged Violations against the Louisiana Bureau of Credit Control
According to PACER, on or around October 25, 2012, the Louisiana Bureau of Credit Control and its legal counsel filed a lawsuit against a Louisiana couple to collect a debt. However, the card was in the wife’s name only, and the lawsuit was filed in a location where she did not reside.
Feeling harassed by Louisiana Bureau of Credit Control, the consumer sued the company for:
● Using unfair means to collect a debt
● Filing the lawsuit in an inappropriate venue
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-337-233-4826. If you see it on your caller ID, be aware that the Louisiana Bureau of Credit Control is trying to reach you. Consider getting a free evaluation from a consumer lawyer and filing a claim against Louisiana Bureau of Credit Control. You have rights no matter how much you owe, and could be awarded more than the original debt total.
*Case taken from PACER (www.pacer.gov). File number is Case 3:13-cv-00704-BAJ-SCR from the United States District Court for the Middle District of Louisiana.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Louisiana Bureau of Credit Control or any other third-party collection agency, you may not be entitled to any compensation.