Are you being called by Los Angeles Collection Service, Inc.?* Here's what you need to know
For most of us, being in debt is bad enough, but when debt collectors assail us with demeaning and aggressive phone calls every day, it can feel like you’re being stalked. Don’t let an unethical collection agency harass you into paying a debt you can’t afford. Instead, review your rights as an indebted consumer.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law dedicated to promoting fair and ethical conduct among third-party debt collectors. It provides a way for consumers to challenge and validate debts they allegedly owe and prevents collection agencies from freely using methods like the following:
- Using profane and obscene language
- Telling you that you can arrested or imprisoned for nonpayment of a debt
- Using the telephone to harass you with constant calls
- Calling you at work when they know that your employer doesn’t let you take personal calls
- Failing to report to the credit bureaus that a debt is in dispute
- Revealing details about the debt to anyone but you, your spouse, attorney, and co-signers.
Company Profile: Los Angeles Collection Service, Inc.
If you are being called by Los Angeles Collection Service, Inc., information about the company is below.
Los Angeles Collection Service, Inc. is a debt collection company located in Los Angeles, California. It was established in 1975, is a smaller company with less than 10 employees, and is managed by its CEO, Richard Hoffman. Legal records on file at the PACER (Public Access to Court Electronic Records) website reveal that consumers who believed that they were being harassed by Los Angeles Collection Service, Inc. educated themselves on their rights and then acted on them.
Alleged Violations against Los Angeles Collection Service, Inc.*
According to PACER, on or around February or March 2017, Los Angeles Collection Service, Inc. sent a collection letter to a California woman seeking $12,639.98 for a rental debt she had allegedly accumulated. The woman later insisted that she never received validation for the debt and the agency had never received a money judgment against her.
Feeling harassed by Los Angeles Collection Service, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Misrepresenting the character, amount, or legal status of a debt
- Failing to send a debt validation letter
The matter was later settled.
Hire an Attorney
The phone number for this debt collection agency is 1-310-474-0175. If it you see it flashing on your caller ID, it means that you are being called by Los Angeles Collection Service, Inc.. If they try to collect a debt that you do not legally owe, hire a consumer attorney. If you ultimately decide to file a claim Los Angeles Collection Service, Inc., you could be awarded $1,000 per FDCPA violation as well as legal costs associated with pursuing the claim. Your attorney will help you protect your rights when debt collector try to abuse them.
*Case taken from PACER (www.pacer.gov). File number is Case 1:10-cv-01393-TWT from the United States District Court for the Northern District of Georgia, Atlanta Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Los Angeles Collection Service, Inc. or any other third-party collection agency, you may not be entitled to any compensation.