Every day, people are being contacted by debt collectors who make their lives miserable. If it happens to you, you may believe that your only option is to declare bankruptcy, but when a collection agency goes too far, you can sue.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is designed to protect you from debt collector harassment. If you’re dealing with a collection agency that mistreats you in ways like the following, you can order it to stop contacting you and file a lawsuit if they don’t.
● Ignoring a formal cease communications request
● Calling you directly after you hire an attorney
● Refusing or failing the validate the debt
● Using an autodialer to barrage your cell phone with calls
● Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
● Yelling and swearing at you
● Saying you will never get credit again unless you pay
Company Profile: LHR Inc.
If you are being called by LHR Inc., more information about the agency and its history is below.
LHR Inc. is a debt collection agency headquartered in Hamburg, New York. It was incorporated in 1996, has 135 employees, and is managed by Wayne Lewis. A search of the PACER website records shows that people who felt they were being harassed by LHR Inc. chose to fight for compensation.
Alleged Violations against LHR Inc.
According to PACER, in or around late 2012, LHR Inc. allegedly tried to collect from a California consumer by calling him at work after being told that such calls were not allowed by the employer.
Feeling harassed by LHR Inc., the consumer got a free evaluation from a lawyer and sued the agency for:
● Calling him at work
● Using harassing means to collect a debt
● Using unfair and unconscionable means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-716-648-3240. If you ever see it on your caller ID, LHR Inc. is trying to reach you. If they keep calling you at work after you tell them that you can’t talk to them there, hire a consumer lawyer and file a claim against LHR Inc. The company could be ordered to pay you $1,000 in statutory damages, making their decision to harass you a mistake.
*Case taken from PACER (www.pacer.gov). File number is Case 3:13-cv-00042-JSC from the United States District Court for the Northern District of California.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against LHR Inc. or any other third-party collection agency, you may not be entitled to any compensation.