If nearly every call you get is from a debt collector, you’re probably feeling frightened and out of control. These collection agencies will go to extreme measures to intimidate consumers into paying debts they can’t afford. Don’t let it happen to you when there are laws in place to protect you.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) protects indebted consumers like yourself from deception and harassment by third-party collection agencies by limiting what these companies can say or do when communicating with you. Extreme action like those below are illegal and can cause professional difficulty for the agency.
- Using profane and obscene language
- Threatening to call your company’s payroll department and garnish your wages
- Pretending to be attorneys, police officers, or federal agents
- Calling at all hours of the day and night
- Contacting you after you have sent a cease and desist letter
- Refusing or failing the validate the debt
Company Profile: Letchworth Group, LLC
If you are being called by Letchworth Group, LLC, more information about the company and its history is below.
Letchworth Group, LLC is a debt collection agency located in Brooklyn, New York. It was opened for business in 2016 and has less than 10 employees. The Better Business Bureau has made the following notation:
“Better Business Bureau conducted an investigation into this business with the following questions: licensing and bonding, where it does business, a list of all physical and remote locations, the company’s EIN and affiliations with other businesses. The company did not respond to BBB.”
Legal records maintained by the PACER website indicate that consumers who felt they were being harassed by Letchworth Group, LLC went straight to court instead of tolerating mistreatment.
Alleged Violations against Letchworth Group, LLC*
According to PACER, on or about January 27, 2016, Letchworth Group, LLC started contacting a Texas consumer to collect a debt. He later stated that the company failed to identify itself during this conversation but did warn that it had already filed a lawsuit against him and that it would begin garnishing his wages the following week if the debt was not paid immediately. In fact, no lawsuit had been filed against him at the time these statements were made.
Feeling harassed by Letchworth Group, LLC, the consumer hired a lawyer and sued the company for:
- Using harassing and abusive means to collect a debt
- Misrepresenting the character, amount, or legal status of a debt
- Failing to identify itself as a debt collector in all communications
- Using false, deceptive, and misleading means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for Letchworth Group, LLC are:
If they appear on your caller ID at any time of the night or day, it’s a heads-up that Letchworth Group, LLC is trying to contact you. If they threaten you with wage garnishments and nonexistent lawsuits, contact a consumer lawyer and file a claim against Letchworth Group, LLC. You could potentially be granted $1,000 per FDCPA violation, so never let a dishonest debt collector abuse you when you have rights under the law.
*Case taken from PACER (www.pacer.gov). File number is Case 4:16-cv-01792 from the United States District Court for the Southern District of Texas, Houston Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Letchworth Group, LLC or any other third-party collection agency, you may not be entitled to any compensation.