Leading Edge Recovery Solutions is a debt collection agency that offers debt collection services to the banking, retail, automotive, and telecommunications sectors. The company was founded in 2003 and operates offices in Arizona, Chicago, Colorado, and New York. Leading Edge Recovery Solutions employs approximately 800 staff members. While the company is lawfully able to attempt to collect debts, there are laws in place that protect consumers who owe debts. These laws fall under the Fair Debt Collection Practices Act (FDCPA). As a licensed collection agency, Leading Edge Recovery Solutions must adhere to all FDCPA laws.
The FDCPA Laws Leading Edge Recovery Solutions has Been Accused of Violating
In 2007** Leading Edge Recovery Solutions was sued by the Illinois Attorney General after the Consumer Protection Division received 53 complaints against the company. The lawsuit alleged that the debt collection agency used unfair tactics, misrepresentation, and intimidation to force consumers to make payments to the company. In some instances, the consumers didn’t owe the money to begin with. Complaints in the lawsuit stated that the company took payments ranging from $300 to $2,900, and some payments were even taken directly out of consumer’s checking accounts without authorization.
In 2013***, the company was sued by a Hawaii resident for participating in unlawful debt collection practices. Among the reasons for suing the company, one was that the company allegedly sent the plaintiff letters saying the debt was owed to PYOD LLC, but requested that payment be made to Leading Edge Recovery Solutions. This was misleading in regards to whom the plaintiff actually owed money.
What to Do If Leading Edge Recovery Solutions Contacts You
If Leading Edge Recovery Solutions contacts you trying to collect a debt, you have a right to demand that they stop calling you . While this demand can be made verbally, it is best if you send the company a letter via certified mail to prove the request was made. If the company continues to call you after the request has been made, log each call they make to you with the time and date of the call as well as the representative’s name, if possible. Notate if they use any abusive language or make any threats against you during these calls.
You may want to contact an FDCPA attorney. Your attorney will help you gather the information you need in order to file a lawsuit against Leading Edge Recovery Solutions. He or she will also be able to determine what you may be entitled to in terms of damages. You are entitled to $1,000 in statutory damages if Leading Edge Recovery Solutions violates your FDCPA rights. You may also be entitled to actual damages. When seeking out these damages in court, your FDCPA attorney will be able to represent you and plead your case to the judge to help you obtain these damages.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Leading Edge Recovery Solutions or any other third-party collection agency, you may not be entitled to any compensation.
**According to the Illinois General Attorney
***Top Class Action