Most of us owe money to credit cards or student loans. As long as we have a steady income, his debt is usually manageable. But if we lose our jobs, creditors will likely submit the accounts to a collection agency, many of whom can be ruthless.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from over-zealous third-party debt collectors. It prohibits actions like the following and penalizes collection agencies that employ them.
● Using profane and obscene language
● Contacting you at work
● Demanding payment for a time-barred debt
● Calling at all hours of the day and night
● Showing up at your home
● Discussing your debt with anyone except you, your spouse, or your attorney
Company Profile: Law Enforcement Systems, LLC
If you are being called by Law Enforcement Systems, LLC, here are some additional company details.
Law Enforcement Systems, LLC, which also does business as Professional Account Management, is a debt collection agency headquartered in Milwaukee, Wisconsin. It was established in 2011, has 10 employees, and is managed by Eric Hunn. The company is dedicated to collecting overdue EZ Pass tolls. Files at the PACER website reveal that those who felt they were being harassed by Law Enforcement Systems, LLC went to court.
Alleged Violations against Law Enforcement Systems, LLC
According to PACER, on or around January 13, 2014, Law Enforcement Systems, LLC sent a collection letter to a Virginia consumer regarding an EZ pass debt. She believed that the company name implied that if she didn’t pay, she would be arrested.
Feeling harassed by Law Enforcement Systems, LLC, she sued the firm for using false, deceptive, and misleading means to collect a debt.
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they show up on your caller ID, it is confirmation that Law Enforcement Systems, LLC is calling. If they present themselves in a way that implies actual legal authority, hire a consumer lawyer and file a claim against Law Enforcement Systems, LLC. You could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Even if you actually owe money, you have rights that debt collectors ignore at their own risk.
*Case taken from PACER (www.pacer.gov). File number is Case 1:14-cv-01363-TSE-JFA from the United States District Court for the Eastern District of Virginia, Alexandria Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Law Enforcement Systems, LLC or any other third-party collection agency, you may not be entitled to any compensation.