Statistics reveal that a high number of American consumers have a debt in collections these days. Judging by the number of complaints submitted to the Federal Trade Commission each year, many of these contacts are not positive ones.
If you are targeted by a debt collector that harasses you and makes your life miserable, don’t tolerate it. You have the right to make them stop.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) imposes strict guidelines on how and when a third-party debt collector can communicate with you. If you are subjected to actions like the following, you can take legal action.
- Telling you that you can be arrested for not paying your debts
- Demanding that you pay before the dispute period is up
- Threatening action they cannot legally take or have no intention of taking
- Calling you at work when they know that such calls are not allowed
- Calling you outside of the hours of 8:00 a.m. - 9:00 p.m. in your time zone
- Mocking and belittling you for your inability to pay
Company Profile: Kyanite Services, Inc.
If you are being called by Kyanite Services, Inc., below is additional information about the agency.
Kyanite Services, Inc., which also does business as Seterus, Inc., is a mortgage lender and debt collection agency located in Beaverton, Oregon. It was established in 2007, has 282 employees, and is managed by its President, Leslie Peeler.
Litigation files viewable at the PACER website indicate reveal consumers who felt that they were being harassed by Kyanite Services, Inc. hired consumer attorneys to help them pursue a claim.
Alleged Violations against Kyanite Services, Inc.
According to PACER, in or around September 9, 2016, Kyanite Services, Inc. sent a collection letter to an Illinois couple, but the debt it referenced was included in a previous bankruptcy filing.
Feeling harassed by Kyanite Services, Inc., the couple consulted a consumer rights attorney before suing the company for allegedly violating their rights in the following ways:
- Misrepresenting the legal status of the debt
- Trying to collect a debt included in a previous bankruptcy
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
Seeing them on your caller ID means that you are being called by Kyanite Services, Inc. If they insist on you paying a discharged debt, don’t give in. Contact and hire a consumer lawyer and file a claim against Kyanite Services, Inc.
Let a lawyer protect your rights when a debt collector goes too far: you could be compensated for the previous harassment and now face the future without all the worry.
Case taken from PACER (pacer.gov). File number is Case: 1:16-cv-11107 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Kyanite Services, Inc., or any other third-party collection agency, you may not be entitled to any compensation.