If a debt collector is harassing you nonstop, it has the potential to ruin your life. People who owe less than $100 have been called several times a day, yelled at, and embarrassed in front of their friends and family.
If you end up being chased by a malicious collection agency, there are ways that you can bring the abuse to an end.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, establishes guidelines that define consumer rights, regulates the ways that collection agencies may conduct business, and gives you the right to sue collection agencies that behave in the following ways:
- Failing to send a debt validation package
- Using profane and obscene language
- Reporting false information to the credit bureaus
- Telling people that you owe money
- Leaving messages that don’t identify them as debt collectors
- Calling you before 8:00 a.m. and after 9:00 p.m.
Company Profile: KevMar Capital Corporation
If you are being called by KevMar Capital Corporation, more information about the company’s background and operations are below.
KevMar Capital Corporation is a debt collection agency located in Little Rock, Arkansas. It opened for business in 2013, has fewer than 20 employees, and is managed by its President, Bryan Hosto, who is also an attorney at the debt collection law firm of Hosto & Buchan, PLLC.
Records retained by the PACER website confirm that consumers who believed that they were being harassed by KevMar Capital Corporation stood firm and refused to pay.
Alleged Violations against KevMar Capital Corporation
According to PACER, on or around November 19 2010, KevMar Capital Corporation filed a collection lawsuit against an Arkansas consumer to collect a credit card debt. He alleged that he received no collection notices from the company before the lawsuit was initiated and that excessive fees were attached to the claim.
Feeling harassed by KevMar Capital Corporation, the consumer filed an FDCPA lawsuit against the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Demanding an amount not supported by law or the original creditor agreement
- Misrepresenting the character and amount of the debt
The matter was dismissed.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-501-374-1300. Seeing it on your caller ID at any time means that you are being called by Capital Corporation.
If they file a collection lawsuit against you without providing advance notice or validating the debt, hire a consumer lawyer and file a claim against KevMar Capital Corporation. If you win, you could be awarded $1,000 per FDCPA violation, so don’t be intimidated when a debt collector tries to collect what you don’t owe.
Case taken from PACER (pacer.gov). File number is Case 4:11-cv-00681-KGB from the United States District Court for the Eastern District of Arkansas.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against KevMar Capital Corporation or any other third-party collection agency, you may not be entitled to any compensation.