Are you being contacted every day by debt collectors who harass and threaten you? If so, you are not alone. Thousands of people report alarming encounters with hostile debt collectors, even though bullying consumers is illegal and penalized accordingly.
Your Rights Under the FDCPA
Although attempting to collect a debt is legal, harassing you is not. The Fair Debt Collection Practices Act, or FDCPA limits what collection agencies may say or do and outlaws the following tactics:
● Calling before 8:00 a.m. and after 9:00 p.m.
● Ignoring you when you dispute the debt
● Using an autodialer to call you
● Using profane and obscene language
● Failing to report a debt as disputed to the credit bureaus
● Failing to send a debt validation letter
Company Profile: The Law Office of Kevin Z. Shine
If you are being called by The Law Office of Kevin Z. Shine, here are some additional business details.
The Law Office of Kevin Z. Shine is a debt collection law office in East Amherst, New York. It was established in 2011, has three employees, and is managed by Kevin Shine. A review of consumer case files at the PACER website reveals that those who felt they were being harassed by The Law Office of Kevin Z. Shine sued for compensation.
Alleged Violations against The Law Office of Kevin Z. Shine
According to PACER, in or around early 2012, The Law Office of Kevin Z. Shine began contacting a New York consumer. She complained that collectors left many messages on her answering machine, none of which identified them properly, and that one party left a message implying that there was attorney involvement in her case.
Feeling harassed by The Law Office of Kevin Z. Shine, she sued the office for:
● Using false, deceptive, and misleading means to collect a debt
● Failing to identify itself as a debt collector
● Implying that legal action was forthcoming
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-716-204-4260. Its presence on your caller ID means you are being called by The Law Office of Kevin Z. Shine. If they leave vague voicemails or try to alarm you by suggesting that an attorney is now involved, hire a consumer lawyer and file a claim against The Law Office of Kevin Z. Shine. You could be awarded $1,000 in statutory damages plus your attorney fees, so take a stand when you know you’re in the right.
*Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-03560-RJD-VVP from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against The Law Office of Kevin Z. Shine or any other third-party collection agency, you may not be entitled to any compensation.