Are you being called by Kansas Counselors, Inc.?* Here’s what you need to know.
Anyone can run into financial difficulties, but that doesn’t matter to debt collectors who want your money. When you are unable to pay, some collectors will belittle you, threaten to haul you into court, or embarrass you in front of your friends and family. While this is upsetting, don’t be so stressed and ashamed that they don’t realize they have rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional and follow approved guidelines when communicating with indebted consumers. Tactics like those can result in severe penalties.
- Using profane or obscene language
- Discussing the debt with anyone except you, your attorney, and possibly your spouse
- Leaving voice messages that do not identify the collector and the purpose of their call
- Threatening action they cannot legally take or have no intention of taking
- Calling you before 8:00 a.m. and after 9:00 p.m.
- Demanding outrageous ‘fees’ in addition to the original debt
Company Profile: Kansas Counselors, Inc.
If you are being called by Kansas Counselors, Inc., information about the company is below.
Kansas Counselors, Inc., has 20 to 49 employees, and is managed by its President, Clarence White. Court records retained by the PACER (Public Access to Court Electronic Records) website confirms that consumers who believed they were being harassed by Kansas Counselors, Inc. filed lawsuits and demanded compensation.
Alleged Violations against Kansas Counselors, Inc.
Daniel Rogalski vs. Kansas Counselors, Inc.*
According to PACER, Kansas Counselors, Inc. contacted Missouri resident Daniel Rogalski in early to middle of 2014. During that call, Mr. Rogalski said he had retained counsel regarding the debt and that all calls were to be directed to his attorney. However, a few weeks later he received another call, during which the collector allegedly admitted that they were aware of his attorney’s involvement but offered no reason for contacting them directly.
Feeling harassed by Kansas Counselors, Inc., Mr. Rogalski hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see any of them on your caller ID at any time, it means that you are being called by Kansas Counselors, Inc.. If they keep contacting you to demand payment even after you have retained legal counsel regarding the debt, hire a consumer attorney. If you file a claim against Kansas Counselors, Inc., you could eventually be awarded $1,000 per FDCPA violation plus costs and damages. Standing up for yourself could put a debt collector in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is Case: 4:15-cv-00335-SNLJ from the United States District Court for the Eastern District of Missouri, Eastern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Kansas Counselors, Inc., or any other third-party collection agency, you may not be entitled to any compensation.