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Updated on Author: Contributor: Sergei Lemberg

Are You Being Called By JTM Capital Management, LLC*?


Are You Being Called By JTM Capital Management, LLC*? Here’s What You Need to Know

Many Americans wake up to harassing and abusive voicemails and equally obnoxious demand letters from debt collectors. If this is happening to you and you are contemplating bankruptcy as a result, understand that there are other ways that you can bring these unwanted communications to an end.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to stop third-party debt collectors from harassing consumers into filing for bankruptcy. Today, it continues to protect you if a collection agency tries to make you pay by using pressure tactics like the following:

  • Failing to send you a debt validation package within five days of first contacting you
  • Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Calling you abusive names, like deadbeat and criminal
  • Demanding that you pay a debt that isn’t even yours
  • Calling you at work when they know that such calls are not allowed
  • Re-aging a debt to make it appear collectible by statute

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Company Profile: JTM Capital Management, LLC

If you are being called by JTM Capital Management, LLC, more information about this collection agency is below:

JTM Capital Management, LLC is a debt collection agency located in Williamsville, New York. It opened for business in 2013, has 16 employees on staff and is managed by Jacob Adamo. A review of consumer litigation records at the PACER website confirms that people who thought that they were being harassed by JTM Capital Management, LLC acted on their rights by filing lawsuits.

Are You Being Called By JTM Capital Management, LLC*?

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Alleged Violations against JTM Capital Management, LLC**

According to PACER, in or around early 2016, JTM Capital Management, LLC allegedly tried to collect a debt from an Oregon consumer. She alleged that the company repeatedly threatened to sue her and contacted her directly even after she retained counsel regarding the debt.

Feeling harassed by JTM Capital Management, LLC, the consumer acted on her rights by suing the company for:

  • Threatening legal action it did not intend to take
  • Contacting her directly although she was represented by counsel

The matter was later dismissed.

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Hire a Consumer Lawyer

The phone numbers for this collection agency are:

If you see any of these numbers on your caller ID, it means that you are being called by JTM Capital Management. If they threaten to sue you and ignore the fact that you have an attorney, hire a consumer lawyer and file a claim against JTM Capital Management, LLC, as such conduct violates the FDCPA. You could be awarded $1,000 per violation, so standing up for yourself can both stop the harassment and get you the compensation you deserve.

**Case taken from PACER (pacer.gov). File number is Case 6:16-cv-02057-JR from the United States District Court for the District of Oregon, Eugene Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against JTM Capital Management, LLC, or any other third-party collection agency, you may not be entitled to any compensation.

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Additional Resources

About the author:

Contributor: Sergei Lemberg

Sergei Lemberg is a consumer rights attorney, practicing since 2006, whose practice focuses on consumer law, class actions and personal injury litigation. He is known for a United States Supreme Court case (Facebook v. Duguid) defending consumers from autodialers under the Telephone Consumer Protection Act of 1991 to send unsolicited text messages. He is also the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.

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