Every day, consumers are harassed by debt collectors. If any of your obligations fall into arrears you may be pursued by a collection agency that harasses you by phone and makes unreasonable demands. If that happens, you have options.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) specifies how third-party debt collectors can contact you about payment. Actions like those below are illegal when used to collect a debt, and can get an agency fined or shut down.
- Failing to identify themselves during each communication as a debt collector seeking to collect a debt
- Ignoring a cease communications notice
- Using an autodialer to leave a slew of pre-recorded messages
- Using profane or obscene language
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Calling you at work if they know what such calls are not allowed
Company Profile:John Barry & Associates, Inc.
If you are being called by John Barry & Associates, Inc., here is a general company background.
John Barry & Associates, Inc., which also does business as Paragon Revenue Group, is a collection agency located in Concord, North Carolina. It was founded in 1986, has 110 employees, and is managed by owner Jon B. McCall. The company has a B rating with the Better Business Bureau.
According to legal files at the PACER website, consumers who believed that they were being harassed By John Barry & Associates, Inc. pushed back in court.
Alleged Violations against John Barry & Associates, Inc.
According to PACER, in or around September 2014, John Barry & Associates, Inc. began calling an Oklahoma consumer to collect a debt. She complained that she was not the debtor, but calls continued to come in to her cell phone.
Feeling harassed by John Barry & Associates, Inc., the consumer hired a lawyer and sued the company for:
- Using harassing and abusive means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see them on your caller ID, be aware that you are being called by John Barry & Associates, Inc. If they keep calling your cell phone to collect someone else’s debt, your next step should be hiring a consumer lawyer and filing a claim against John Barry & Associates, Inc.
You could be awarded $1,000 in statutory damages plus your attorney fees, so take a stand when you know you’re in the right.
Case taken from PACER (pacer.gov). File number is Case 5:15-cv-00014-L from the United States District Court for the Western District of Oklahoma.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against John Barry & Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.