Are you being called by the Law Office of Joe Pezzuto, LLC?* Here’s what you need to know.
Are debt collectors calling you at both home and work? Are they threatening to seize your home and send you to jail? You don’t have to put up with such abusive treatment. Harassment by third party debt collectors is actually a violation of federal law.
Your Rights Under the FDCPA
If a collection agency is harassing you, they’re breaking the law and can be fined or even lose their license. The Fair Debt Collection Practices Act, or FDCPA, prohibits actions like the following when used to collect a consumer debt:
- Swearing, yelling, and calling you names
- Telling your friends, neighbors, and co-workers that you owe money
- Leaving voice messages that do not identify the collector and the purpose of their call
- Calling at all hours of the day and night
- Contacting you after you have sent a cease and desist letter
- Threatening legal action that they are not in a position to take or have no intention of taking
Company Profile: the Law Office of Joe Pezzuto, LLC
If you are being called by the Law Office of Joe Pezzuto, LLC, P.A, information about the company is below.
The Law Office of Joe Pezzuto, LLC is a debt collection law office located in Phoenix, Arizona. It was established in 2001, has 10-19 employees, and is managed by Joseph Pezzuto II. Records retained by the PACER (Public Access to Court Electronic Records) website confirm that people who believed they were being harassed by the Law Office of Joe Pezzuto have sued the firm to protect their rights.
Alleged Violations against the Law Office of Joe Pezzuto, LLC
Allegations Against Law Office of Joe Pezzuto, LLC et al*
According to PACER, sometime prior to August 2008, a resident of Scott County, Minnesota, incurred a debt that was subsequently sent to the Law Office of Joe Pezzuto, LLC for collection. She later alleged that the collectors repeatedly called her at her workplace, and that when she told them such calls were not permitted, the contact continued. On certain occasions, firm representatives allegedly told her co-workers that she owed a debt.
When she again demanded that they stop calling and asked to speak to an attorney on the file, one collector allegedly stated, “You have no rights. You can’t talk to an attorney. I don’t care that you don’t want me to call your work, I’ll keep calling until you pay this debt.” During another call, a collector allegedly yelled, “We can throw you in jail, we can have the cops come and get you and throw you in jail.” They also allegedly stated that there was a lien on her house and that it could be sold “out from under you.”
Feeling harassed by the Law Office of Joe Pezzuto, LLC the resident hired a consumer attorney and sued the firm for allegedly violating the FDCPA in the following ways:
- Calling her at work after being told to stop
- Telling third parties that she owed a debt
- Using harassing and abusive means to collect a debt
- Using false, deceptive or misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
The matter was later dismissed.
Hire an Attorney
The phone numbers for the Law Office of Joe Pezzuto, LLC are:
If either one appears on your caller ID when the phone rings, you are being called by the Law Office of Joe Pezzuto, LLC. If they call you at work after being told to stop and use abusive language, hire a consumer attorney. Consumer harassment is illegal under the FDCPA, and if you file a claim against the Law Office of Joe Pezzuto, LLC, you could potentially be awarded $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. Don’t be bullied into inaction: fighting back can pay off.
*Case taken from PACER (www.pacer.gov). File number is CASE 0:09-cv-00377-RHK-FLN from the United States District Court for the District of Minnesota.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against the Law Office of Joe Pezzuto, LLC or any other third-party collection agency, you may not be entitled to any compensation.