Are debt collectors continuing to harass you after you tell them the debt is in dispute and to stop calling? Too many collection agencies will do anything to get your money, even break the law.
When debt collector misconduct causes you to become stressed, lose sleep, and experience other detrimental effects, it’s time to protect yourself.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, specifies when and how a third-party debt collector can try to collect a debt from you. Prohibited conduct includes but is not limited to the following:
- Contacting you directly after you hire an attorney
- Calling your friends and relatives and sharing details of your debt
- Pretending to be from the sheriff’s office or another agency
- Using profane and abusive language
- Chasing you for a debt that was included in an earlier bankruptcy
- Refusing to report a dispute to the credit bureaus
Company Profile: JHPDE Finance I, LLC
If you are being called by JHPDE Finance I, LLC, here is a detailed background about the agency:
JHPDE Finance I, LLC is a debt buyer and collection agency located in Hazelwood, Missouri. It was founded in 2016 and, according to this website, appears to be associated with debt buyer JH Portfolio Debt Equities, LLC, as accounts appear to have been shared by those companies.
Records at the PACER website suggest that consumers who felt that they were being harassed by JHPDE Finance I, LLC did not back down.
Alleged Violations against JHPDE Finance I, LLC
According to PACER, on or around January 17, 2018, JHPDE Finance I, LLC allegedly commenced collection actions against an Indiana consumer for a credit card debt. On June 7, one of her Legal Aid attorneys informed the agency that she was financially unable to pay the bill and to stop contacting her.
Despite receipt of this message, JHPDE Finance I, LLC sent the consumer another demand letter on July 3, 2018. Feeling harassed by JHPDE Finance I, LLC, the consumer filed an FDCPA lawsuit for the following alleged violations:
- Ignoring a cease communications request
- Contacting her directly although she was represented by counsel
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this collection agency is 1-844-801-3103.
Seeing it on your caller ID means that JHPDE Finance I, LLC is calling you. If they ignore a cease communications request and keep approaching you directly instead of your attorney, don’t be bullied. Hire a consumer lawyer and file a claim against JHPDE Finance I, LLC.
Any debt collector that goes too far can be ordered to pay you $1,000 per FDCPA violation, so don’t shy away from standing up for yourself.
Case taken from PACER (pacer.gov). File number is Case 2:18-cv-00410-WTL-DLP from the United States District Court for the Southern District of Indiana, Terre Haute Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against JHPDE Finance I, LLC, or any other third-party collection agency, you may not be entitled to any compensation.