Every day, consumers are harassed by debt collectors. If any of your obligations fall into arrears you may be pursued by a collection agency that harasses you by phone and makes unreasonable demands. If that happens, you have options.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to prevent debt collectors from ruining the lives of consumers in financial distress. It prohibits actions like the following and makes it possible for affected parties to seek compensation.
● Using profane and abusive language
● Calling you repeatedly
● Demanding illegal collection fees
● Claiming that you can go to jail for not paying a debt
● Calling you at work after you’ve told them to stop
● Claiming to be an attorney or a law enforcement official
Company Profile: Jeffrey G. Lerman
If you are being called by Jeffrey G. Lerman, more information about this law office is below.
Jeffrey G. Lerman is a debt collection law office in Nassau County, New York. It was founded in 1981, has 21 employees, and is managed by Jeffrey Lerman. The firm has a B- rating with the Better Business Bureau. Legal records at the PACER website show that those who felt they were being harassed by Jeffrey G. Lerman were willing to go to court.
Alleged Violations against Jeffrey G. Lerman
According to PACER, on or around October 5, 2017, Jeffrey G. Lerman sent a collection letter to a New York consumer who did not recognize the creditor listed in the letter.
Alarmed and feeling harassed by Jeffrey G. Lerman, she took legal action against the office for:
● Using false, deceptive, and misleading means to collect a debt
● Misrepresenting the character, amount, or legal status of the debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection law office is 1-516-742-9282. If it appears on your caller ID, you are being called by Jeffrey G. Lerman and should seek legal advice. If they send demand letters from a creditor you don’t recognize, hire a consumer lawyer and file a claim against Jeffrey G. Lerman. You could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Any time a collection agency disregards your rights, they could end up owing you money instead.
*Case taken from PACER (www.pacer.gov). File number is Case 2:18-cv-05176-DRH-AKT from the United States District Court for the Eastern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Jeffrey G. Lerman or any other third-party collection agency, you may not be entitled to any compensation.