With a lot of people, much of their income goes towards paying off debt. If they lose our jobs and even the minimum payments become impossible, debt collectors start calling, threatening serious outcomes if they don’t pay. If you are facing this type of harassment, let your next call be to a consumer attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to behave professionally when attempting to collect a debt. Using tactics like the following can lead to fines and even get the offending agency shut down.
● Calling you at work after you’ve told them that you aren’t allowed to talk to them there
● Failing or refusing to identify themselves as debt collectors in every communication
● Threatening legal actions that they have no intention of taking
● Pretending to be police officers, government officials, or any other law enforcement figure
● Trying to collect an amount not authorized by law or by the original creditor agreement
● Cursing at you and calling you names
Company Profile: Jason Reed and Associates
If you are being called by Jason Reed and Associates, below is a detailed company overview.
Jason Reed and Associates is a collection agency in Fort Myers, Florida. It was founded in 2008, has approximately 50 employees, and is managed by owner Jason Reed. Civil litigation files indexed at the PACER website confirm that consumers who believed that they were being harassed by Jason Reed and Associates stood their ground and refused to pay.
Alleged Violations against Jason Reed and Associates*
According to information on the PACER website, in or around 2009, Jason Reed and Associates began contacting a Florida consumer to collect a debt. She alleged that they called her supervisor at work and stated that they were pressing charges against her for bank fraud and misappropriation of funds. Callers also allegedly stated that they were calling from the State’s Attorney’s office and threatened to have her arrested and garnish her wages.
Feeling harassed by Jason Reed and Associates, the consumer sued the company for:
● Calling her at work when such calls were not allowed
● Discussing her debt with third parties
● Harassing her by phone
● Using false, deceptive, and misleading means to collect a debt
● Using unfair and unconscionable means to collect a debt
● Failing to identify itself as a debt collector in all communications
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID when the phone rings, Jason Reed and Associates is trying to contact you to collect a debt. If they pretend to be calling from the State Attorney’s Office or tell others that you committed a crime by not paying a debt, hire a consumer lawyer and file a claim against Jason Reed and Associates. You could be awarded $1,000 per FDCPA violation, plus court costs and attorney fees. No matter how much you may owe, debt collectors must obey the law during all collection attempts or receive expensive penalties.
*Case taken from PACER (www.pacer.gov). Case 2:09-cv-00441-CEH-DNF from the United States District Court for the Middle District of Florida, Fort Myers Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Jason Reed and Associates or any other third-party collection agency, you may not be entitled to any compensation.