The Federal Trade Commission receives thousands of complaints about abusive debt collectors every year. These agencies attempt to hasten the collection process by harassing you, embarrassing you publicly, and making threats. If a debt collector treats you in this manner, call an attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, protects you from intimidation and harassment by third-party collection agencies. Debt collectors are prohibited from using methods like the following to intimidate you into paying what they demand:
- Calling you at an inconvenient time, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Discussing the debt with uninvolved third parties like your friends, family and neighbors
- Claiming that you can be arrested, have your assets seized, or have your wages garnished if they do not pay
- Refusing or failing the validate the debt
- Calling you at work after you indicate that your employer does not allow personal calls
- Claiming that you can be sent to jail for not paying your debts
Company Profile: Interstate Credit Control, Inc.
If you are being called by Interstate Credit Control, Inc., information about the company is below.
Interstate Credit Control, Inc. is a debt collection company located in Minnetonka, Minnesota. It was established in 1994, has less than 10 employees, and is managed by its President, Roger Knauff. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that many consumers who felt they were being harassed by Interstate Credit Control, Inc. turned to the courts to assert their rights.
Alleged Violations against Interstate Credit Control, Inc.
Taprika Norvell vs. Interstate Credit Control, Inc.*
According to PACER, Interstate Credit Control, Inc. started pursuing Minnesota resident Taprika Norvell for a debt she had allegedly incurred in 2009. On January 31, 2012, Ms. Norvell sent letters to three consumer reporting agencies- Equifax, TransUnion, and Experian- disputing the validity of Interstate Credit Control, Inc.’s asserted right to collect the alleged debt. In June she sent another set of letters to the credit bureaus and, in July, one to the agency directly, disputing the debt and questioning their right to collect it.
On or about December 10, 2012, Ms. Norvell requested her credit reports from Experian, Equifax and TransUnion. The debt did not appear on her Experian account, but according to both the Equifax Report and the TransUnion Report, Interstate Credit Control, Inc. last reported the debt as valid and delinquent in November, 2012.
Feeling harassed by Interstate Credit Control, Inc., Ms. Norvell hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Using false, deceptive and misleading means to collect a debt
- Failing to report the debt as disputed
The matter was later dismissed.
Hire an FDCPA Attorney
The phone number for this collection agency is 1-952-938-4905. If it appears on your caller ID when a call comes in, it means that you are being called by Interstate Credit Control, Inc.. If they report inaccurate information to the credit bureaus, hire a consumer attorney. If you file a claim against Interstate Credit Control, Inc. and win, you could potentially be awarded $1,000 per violation as well as attorney's fees, court costs, and any actual damages. Fighting back can put a debt collector in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is CASE 0:13-cv-00264-MJD-TNL from the United States District Court for the District of Minnesota
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Interstate Credit Control, Inc., or any other third-party collection agency, you may not be entitled to any compensation.