Every day, the Consumer Financial Protection Bureau receives complaints about debt collectors harassing consumers who can’t afford to pay their bills. They call their targets at work, leave threatening voice messages, and use foul, abusive language.
If you’re targeted by a collection agency that treats you in this manner, your next call should be to an attorney.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a federal statute that specifies how and when a third-party debt collector can communicate with you about a debt. Actions like those below are illegal and can get the company closed down.
- Swearing and using profane language
- Calling at all hours of the day and night
- Refusal to provide you with information about the debt
- Discussing the debt with your family and friends
- Threatening to have you arrested for nonpayment of the debt
- Leaving vague messages that do not identify them as debt collectors
Company Profile: Interstate Collections of Idaho
If you are being called by Interstate Collections of Idaho, a general company history is below.
Interstate Collections of Idaho is a debt collection agency located in Idaho Falls, Idaho. It was established in 1979, has 54 employees on staff, and is managed by its President, Tom R Merrel.
Examining legal files at the PACER website confirms that people who felt they were being harassed by Interstate Collections of Idaho sued the company for compensation.
Alleged Violations against Interstate Collections of Idaho
According to PACER, on or around March 16, 2015, Interstate Collections of Idaho called an Idaho consumer to collect a debt. She told the caller that she was represented by a law firm with respect to the alleged debt, and provided her attorneys’ contact information.
Despite receipt of this information, the company allegedly called her directly again on May 28, 2015.
Feeling harassed by Interstate Collections of Idaho, the consumer called an attorney and sued the company for allegedly violating her rights in the following ways:
Contacting her directly instead of her attorney
Using abusive and harassing means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this collection agency is 1-208-529-8800. Seeing it on your caller ID means that Interstate Collections of Idaho is trying to collect a debt from you.
If they keep bypassing your attorney and calling you about the debt, hire a consumer lawyer and file a claim against Interstate Collections of Idaho. Such conduct is illegal, so act on your rights and fight for the compensation you are entitled to.
Case taken from PACER (pacer.gov). File number is Case 4:15-cv-00278-EJL from the United States District Court for the District of Idaho.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Interstate Collections of Idaho, or any other third-party collection agency, you may not be entitled to any compensation.