Are You Being Called By Intelligent Business Solutions, Ltd.?*

Are you being called by Intelligent Business Solutions, Ltd.?* Here’s what you need to know.

Despite what you might have seen in a bad action film, debt collectors are not allowed to simply kick down your door, drive off with your car, or ambush you if you owe money. They also can’t harass you and your family, curse at you, or tell others about the debt without permission. If you believe that the collectors who are chasing you are behaving in an unethical manner, read more about your rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 in response to complaints about abusive collection agencies. Since then, federal law has made it illegal for debt collectors to use methods like those below to collect a debt.

• Calling you outside of the hours of 8:00 a.m. and 9:00 p.m. your time
• Making threats they cannot legally carry out
• Discuss the debt with anyone but you, your spouse, or your attorney
• Using profane or obscene language
• Using an autodialer to leave a slew of pre-recorded messages
• Calling you at work if they know what such calls are not allowed

Company Profile: Intelligent Business Solutions, Ltd.

If you are being called by Intelligent Business Solutions, Ltd., information about the company is below.

Intelligent Business Solutions, Ltd., which also does business as Collection Bureau of Nevada, is a debt collection company located in Reno, Nevada It was established in 2006, has 11-55 employees, and is managed by its President, William E. Thomas. According to records viewable at the PACER (Public Access to Court Electronic Records) website, consumers who believed they were being harassed by Intelligent Business Solutions, Ltd.. used federal law to fight back and demand compensation.

Alleged Violations against Intelligent Business Solutions, Ltd.

J.W. Means, III vs. Intelligent Business Solutions, Ltd.*

According to PACER, in February 2014 Intelligent Business Solutions, Ltd., sued Nevada resident J.W. Means, III to collect a debt allegedly owed to Northern Nevada Construction. The agency demanded $9,232.65, which was itemized as $5,002.25 as actual debt, $1,729.27 in interest and $2,501.13 in collection costs, the latter of which were not permitted by statute and were disallowed by the court.

Feeling harassed by Intelligent Business Solutions, Ltd., Mr. Means hired a consumer attorney sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive, and misleading means to collect a debt
• Misrepresenting the character, amount, or legal status of the debt
• Using unfair and unconscionable means to collect a debt

The matter was later settled.

Hire an Attorney

The phone number for this collection agency is 1-775-322-8813. If it appears on your caller ID in response to an incoming call, it means that you are being called by Intelligent Business Solutions, Ltd.. If they try to impose illegal collection costs on you, hire a consumer attorney. Hitting consumers with extra fees in this manner is against the law, and if you file a claim against Intelligent Business Solutions, Ltd., you could potentially win$1,000 per FDCPA violation plus damages, attorney fees, and court costs, so never let a collection agency intimidate you into believing you have no rights.
*Case taken from PACER (www.pacer.gov). File number is Case 3:15-cv-00106-RCJ-VPC from the United States District Court for the District of Nevada.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Intelligent Business Solutions, Ltd.., or any other third-party collection agency, you may not be entitled to any compensation.