Are You Being Called By Integra Servicing, LLC*? Here's What You Need to Know
Most of us owe money to credit cards, student loans, and other accounts. As long as we have a regular and healthy income, such debt can normally be managed. But if we lose our jobs and miss a certain number of payments your creditors will likely submit the accounts to a collection agency, some of whom can be ruthless when they want your money.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that prohibits actions like the following when used to collect or attempt to collect a consumer debt:
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Ignoring you when you dispute the debt and tell them not to call again
- Threatening consequences they cannot legally inflict or have no intention of carrying out
- Using profane and obscene language
- Calling you at work if they know or have reason to know what such calls are not allowed
- Discussing the debt with anyone but you, your spouse, or your attorney
Company Profile: Integra Servicing, LLC
If you are being called by Integra Servicing, LLC, here is some more information about the company.
Integra Servicing, LLC is a collection agency located in Las Vegas, Nevada. It opened for business in 2010, has 15 employees, and is managed by its Vice-President, Glenn T. Stockton II.
According to the company website, it specializes in the vacation ownership industry. Digitized legal records viewable at the PACER website confirm that consumers who believed that they were being harassed by Integra Servicing, LLC chose to seek compensation.
Alleged Violations against Integra Servicing, LLC**
According to PACER, on or around January 19, 2011, Integra Servicing, LLC sent a collection letter to a pair of New York consumers. It stated, in part, that they had to dispute the debt within 30 days of receiving the notice or it would be “assumed to be valid.” The consumers objected to the fact that it did not state that the debt would be assumed to be valid by the debt collector.
Feeling harassed by Integra Servicing, LLC, the consumer hired a lawyer and sued the company for:
- Using false, deceptive, and misleading means to collect a debt
- Misrepresenting the legal status of the debt
The matter was dismissed.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see any of them on your caller ID when the phone rings, it is confirmation that Integra Servicing, LLC is trying to contact you. If they send collection letters that appear to misrepresent your dispute rights or the status of the debt, hire a consumer lawyer and file a claim against Integra Servicing, LLC. A judge could order the agency to pay you $1,000 per FDCPA violation and cover your attorney fees, so don’t hesitate to take action.
**Case taken from PACER (www.pacer.gov). File number is Case 1:11-cv-00901-RJD-RLM from the United States District Court for the Eastern District of New York.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Integra Servicing, LLC or any other third-party collection agency, you may not be entitled to any compensation.