Are You Being Called By Innovative Recovery, Inc.*? Here’s What You Need to Know
Are you being contacted every daily by debt collectors who harass and threan you? If so, you are not alone. Thousands of people report alarming encounters with hostile debt collectors, even though bullying consumers is illegal and penalized accordingly.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to protect consumers from over-zealous third-party debt collectors. It prohibits actions like the following and penalizes collection agencies that employ them.
- Swearing, yelling, and calling you names
- Trying to collect amounts that are not supported by law or the original creditor agreement
- Calling you several times a day
- Threatening to have you arrested if you don’t pay
- Telling your friends, neighbors, and co-workers that you owe money
- Calling you at work when they know that your employer does not permit such calls
Company Profile: Innovative Recovery, Inc.
If you are being called by Innovative Recovery, Inc., below is a general overview of company history and operations.
Innovative Recovery, Inc. is a collection agency located in Dallas, Texas. It was founded in 1991, has 15 employees, and is managed by its Jessica Davis.
According to the company website, it specializes in collecting rental debt. It has an F rating with the Better Business Bureau, and consumers complaining about a company called ResidentCollect claim that the debts are pursued by Innovative Recovery, Inc.
The PACER website holds legal records confirming that consumers who believed that they were being harassed by Innovative Recovery, Inc. chose to sue the company instead of pay what it demanded.
Alleged Violations against Innovative Recovery, Inc.**
According to PACER, in or around May 2018, Innovative Recovery, Inc. started calling a Texas consumer to collect a debt. On or about May 17, she told the agency that they were contacting the wrong person because she never opened an account with the creditor. In response, Innovative Recovery, Inc. allegedly told the consumer that she was being investigated for fraud and would be thrown in jail if she did not pay the debt.
Feeling harassed by Innovative Recovery, Inc., she hired legal counsel and sued the agency for allegedly:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Using harassing and abusive means to collect a debt
The matter was settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If they appear on your caller ID, it means that you are being called by Innovative Recovery, Inc. If they try to collect a debt that you don’t owe and threaten you with jail if you don’t pay, fight back by hiring a consumer lawyer and filing a claim against Innovative Recovery, Inc. You could receive $1,000 per FDCPA violation, so when you know you don’t owe a debt, stand your ground.
**Case taken from PACER (www.pacer.gov). File number is Case 3:18-cv-02153-N from the United States District Court for the Northern District of Texas, Dallas Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Innovative Recovery, Inc. or any other third-party collection agency, you may not be entitled to any compensation.