Are you being called by Imperial Recovery Partners, LLC?* Here's what you need to know.
There are a lot of reasons why people fall acquire debt: job loss, illness, or an unexpected expense house repairs. You may not be at fault for any of them, but once a certain number of payments are missed, creditors will assign them to third-party debt collectors or sell them to junk debt buyers who will proceed to chase you for payment.
Your Rights Under the FDCPA
In 1977 Congress enacted the Fair Debt Collection Practices Act, or FDCPA, to put a stop to the abusive collection tactics being practiced by third-party debt collectors. Any agency determined to have used strategies like those below can be fined or lose their license.
- Calling someone at all hours of the day and night
- Swearing, raising their voice, and making threats they have no intention of carrying out
- Leaving voice messages that do not identify the collector and the purpose of their call
- Calling before 8:00 a.m. and after 9:00 p.m. in the consumer’s time zone
- Telling someone that they will be arrested if they don’t pay
- Telling the person’s friends, neighbors, and co-workers that they owe money
Company Profile: Imperial Recovery Partners, LLC
If you are being called by Imperial Recovery Partners, LLC, information about the company is below.
Imperial Recovery Partners, LLC is collection agency located in Overland Park, Kansas. It was established in 2010, has less than 10 employees, and also does business as Regent Asset Management. According to court files archived at the PACER (Public Access to Court Electronic Records) website confirm, people who believed they were being harassed by Imperial Recovery Partners, LLC opted to fight the agency in court.
Alleged Violations against Imperial Recovery Partners, LLC
Biko Burrell vs. Imperial Recovery Partners, LLC*
According to PACER, in or around early 2011, Imperial Recovery Partners, LLC started calling Michigan resident Biko Burrell about an alleged debt. In February, 2011, Mr. Burrell asked the company to stop calling him and asked for the debt to be verified in writing. The caller allegedly responded by saying, “No, we are not going to do that.”
In another phone conversation, on or about March 17, 2011, a collector named ‘James’ allegedly told Mr. Burrell, “I am going to type in the computer your refusal to pay and send this account back to Wells Fargo. Wells Fargo will garnish your wages.” He responded that he had retained an attorney regarding the debt and provided contact details. The alleged response was “Your attorney cannot do anything about this.”
The following week, on March 25, 2011, Imperial Recovery Partners, LLC allegedly called Mr. Burrell again. He insisted, “I already told you I have an attorney.” The caller allegedly said, “I don’t care who you have, you owe a debt,” before hanging up.
Feeling harassed by Imperial Recovery Partners, LLC, Mr. Burrell hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
- Contacting him directly despite knowing that he had an attorney
- Using harassing, oppressive, and abusive means to collect a debt
- Using unfair or unconscionable means to collect a debt
- Failing to send a debt validation notice
Imperial Recovery Partners, LLC had to pay Mr. Burrell $769.31 in attorney’s fees and costs incurred as a result of Defendant's failure to comply with his subpoena.
Hire an Attorney
The phone numbers for this collection agency are:
If you see either number on your caller ID, you are being called by Imperial Recovery Partners, LLC. If they use threatening language and continue to call you after being asked to stop, hire a consumer attorney. Intimidating people to collect debt payments is illegal under the FDCPA, and if you file a claim against Imperial Recovery Partners, LLC and win, you could potentially receive $1,000 per violation as well as attorney's fees, court costs, and any actual damages. You may owe a debt, but Imperial Recovery Partners, LLC must follow certain rules to collect it, or penalties result.
*Case taken from PACER (www.pacer.gov). File number is Case 2:11-cv-11423-NGE-LJM from the United States District Court for the Eastern District of Michigan.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Imperial Recovery Partners, LLC, or any other third-party collection agency, you may not be entitled to any compensation.