Few situations in life are more stressful than debt that continues to mount. It becomes worse when debt collectors begin to issue threats and call your relatives if you can’t and don’t pay. Fortunately, the law protects you when a debt collector takes things to extremes.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act dictates what methods collection agencies may use to collect a debt. If you are intimidated, sworn at, or otherwise harassed in ways like the following, get a free case review from a consumer lawyer.
● Swearing and using profane language
● Calling at all hours of the day and night
● Ordering you to pay during the dispute period
● Discussing the debt with your family and friends
● Threatening to have you arrested
● Leaving vague messages
Company Profile: IEI Financial Services
If you are being called by IEI Financial Services, more company details are below.
IEI Financial Services is a debt collection agency in Indianapolis, Indiana. It was established in 1997, has 20 employees, and provides collection services for the utility industry. Legal files at the PACER legal archive shows that those who believed that IEI Financial Services was harassing them escalated the matter to court.
Alleged Violations against IEI Financial Services
According to PACER, on or around September 21, 2004, IEI Financial Services sent a collection letter to an Indiana consumer regarding an unpaid utility bill. She insisted that she had never signed up for services from Indiana Power and Light Company, and that instead of verifying the debt, the company escalated its payment demands.
Feeling harassed by IEI Financial Services, she hired a consumer lawyer and sued the company for:
● Not validating the debt
● Chasing her for a debt she did not owe
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collector is 1-317-808-0125. If it appears on your caller ID, IEI Financial Services is on the line and you should act accordingly. If they demand payment for a debt you never incurred, see a consumer lawyer and file a claim against IEI Financial Services. If the judge rules in your favor, you could receive $1,000 plus your legal fees, so never assume that you have to put up with harassment.
*Case taken from PACER (www.pacer.gov). File number is Case 1:05-cv-00686-JDT-TAB from the United States District Court for the Southern District of Indiana, Indianapolis Division.
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Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against IEI Financial Services or any other third-party collection agency, you may not be entitled to any compensation.