Is IC System Inc calling you? Here's what you need to know.
Every month there’s always one bill or another to pay: credit cards, student loans, mortgages, or medical bills. Seeing a good portion of our income go toward paying off debt is difficult enough, but when we experience an unexpected setback like job loss or a debilitating illness, debt that was formerly a nuisance suddenly becomes much worse. Once we miss a certain number of payments, debt collectors will start calling.
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional and ethical when collecting consumer debts. It is enforced by the Federal Trade Commission and prohibits the actions like the following during the collection process.
- Calling at all hours of the day and night to harass you into paying
- Claiming that you owe an amount that’s not supported by law or the original creditor agreement
- Swearing, raising their voice, and calling you names
- Telling you that you can be arrested or sent to jail for not paying your debts
- Making threats they cannot legally carry out or have no intention of carrying out
- Discussing your debt with anyone except you, your spouse, or your attorney
Alleged Violations against IC System Inc*
Although these actions and others like them are illegal, debt collectors keep using them because stressed consumers would sooner pay up than endure the abuse long enough to fight the matter in court.
IC System Inc is a collection agency located in St. Paul, Minnesota. It was established in 1938, has over 500 employees, and has branch offices in Iowa, North Dakota, and Wisconsin. According to records on file at the PACER (Public Access to Court Electronic Records) website, indicate that IC System Inc has been accused of violating consumer rights during its debt collection attempts.
I.C. System, Inc. Harrassment
According to PACER, in or around June 2016, IC System allegedly started making regular and harassing phone calls to the cell phone of a Connecticut consumer. She complained that debt collectors also contacted her son, who did not live with her. When she told them they had the wrong number, they allegedly continued to call.
The consumer finally hired a consumer attorney and filed a complaint accusing IC System Inc of violating the FDCPA in the following ways:
- Using the telephone to harass her (15 U.S.C. § 1692d(5))
- Calling or leaving voicemail messages that failed to identify the caller and company as a debt collector seeking to collect a debt (15 U.S.C. §1692d(6))
- Falsely representing the character and status of the debt (15 U.S.C. § 1692e(2)(a))
- Using false and deceptive means to collect a debt (15 U.S.C. § 1692e(10))
- Misrepresenting the name of the company (15 U.S.C. § 1692e(14))
The matter was later dismissed.
The phone numbers below are all connected to IC System Inc:
If you get a call from any of these numbers, a debt collector is attempting to collect a debt from you. If IC System Inc keeps calling after you insist that the debt is not yours, contact a consumer attorney. Harassing consumers is against the law, and you could win $1,000 per FDCPA violation, as well as court costs, attorney fees, and any actual damages you may have suffered. You have rights as a consumer, and debt collectors ignore them at their own financial risk.
*Case taken from PACER (www.pacer.gov). File number is Case 3:17-cv-00877-WWE from the United States District Court for the District of Connecticut.
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against IC System Inc or any other third-party collection agency, you may not be entitled to any compensation.