In December 2018, various consumer advocates from national, state, and community groups urged the Consumer Financial Protection Bureau to take stronger measures against abusive debt collection practices in 2019.
It’s a sign that collection agencies are becoming bolder and more aggressive, making it urgent that you understand your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed over 40 years ago to protect consumers from predatory debt collection practices. Today, any collection agency that uses these types of collection methods to make you pay can be fined heavily and even closed down in some cases.
- Shouting and cursing at you
- Sending demand letters that overshadow your dispute rights
- Calling your friends and family for any reason except locating you
- Threatening to send the sheriff around to arrest you if you don’t pay immediately
- Leaving voice messages that don’t identify them as debt collectors
- Contacting you directly after you hire an attorney
Company Profile: Huntington Debt Holdings, LLC
If you are being called by Huntington Debt Holdings, LLC, more information about the company is below.
Huntington Debt Holdings, LLC is a debt collection agency located in Amherst, New York. It was established in 2011, has fewer than 20 employees on staff, and is managed by Sandra Serio.
Litigation files viewable at the PACER website confirm that consumers who believed they were being harassed by Huntington Debt Holdings, LLC did not passively accept what they perceived to be bullying collection methods.
Alleged Violations against Huntington Debt Holdings, LLC
According to PACER, in or around May 22, 2017, a representative of Huntington Debt Holdings, LLC allegedly called a Minnesota consumer to collect a payday loan debt that had been discharged in a Chapter 7 bankruptcy filing.
The caller allegedly left a voicemail identifying them as “an advocate for the Pierce County District Court.”
Two more calls followed within an hour of the first one. In one message, the caller allegedly stated that if she didn’t call back, a service summons would be sent to her place of employment and would have to be signed for by both the consumer and her supervisor.
When the consumer called back to state that the debt had been discharged in bankruptcy, the representative allegedly told her that it was aware of her bankruptcy but charged had been filed against her much earlier, so the payday loan debt would not have been discharged.
Feeling harassed by Huntington Debt Holdings, LLC, the consumer retained legal counsel and sued the agency for allegedly:
- Using false, deceptive, and misleading means to collect a debt
- Failing to identify itself as a debt collector in all communications
- Using harassing and abusive means to collect a debt
The matter was later dismissed.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
Seeing either number on your caller ID is confirmation that Huntington Debt Holdings, LLC is calling. If they try to deceive or threaten you into paying a debt included in a previous bankruptcy, don’t tolerate it.
Hire a consumer attorney and file a claim against Huntington Debt Holdings, LLC. The company could be compelled to pay you statutory damages and cover your legal costs, so stand your ground and fight back.
Case taken from PACER (pacer.gov). File number is CASE 0:17-cv-04785-WMW-KMM from the United States District Court for the District of Minnesota.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Huntington Debt Holdings, LLC, or any other third-party collection agency, you may not be entitled to any compensation.