Are you being called by Hospital Collection Services?* Here's what you need to know.
Imagine being called every day, with the caller threatening you with a lawsuit or jail time. For many consumers across the country, this is a reality. Debt collectors leave them menacing messages telling them they need to pay what they owe or a warrant will be issued for their arrest. If this happens to you, don’t be scared into bankruptcy. You do have rights when it comes to debt collectors.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what third-party debt collectors can say or do to collect a debt. If they use methods like those below to scare you into paying, they’re breaking the law and can be penalized accordingly.
- Using profane and obscene language
- Pretending to be attorneys or police officers
- Raising their voice and making threats
- Ignoring a formal cease communications request
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Refusing to provide proof that you owe a debt and they are authorized to collect it
Company Profile: Hospital Collection Services
If you are being called by Hospital Collection Services, information about the company is below.
Hospital Collection Services, which is another name used by Business & Professional Collection Service, Inc., is a debt collection company located in Reno, Nevada. It was established in 1961, has less than 10 employees, and is managed by its President, Jay Young. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Hospital Collection Services responded by hiring consumer attorneys and filing lawsuits.
Alleged Violations against Hospital Collection Services
According to PACER, on or around March 24, 2016 Hospital Collection Services sent a Nevada consumer a collection letter. The first line of the letter stated, “You are hereby notified that unless payment in full for the above is received immediately, a lawsuit may be filed against you.... If legal action becomes necessary, you may be liable for additional costs and fees.”
Feeling harassed by Hospital Collection Services, the consumer hired a consumer attorney sued the company for allegedly violating the FDCPA in the following ways:
- Using unfair and unconscionable means to collect a debt
- Using false, deceptive, and misleading means to collect a debt
- Threatening action that could not legally be taken
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If any of them appear on your caller ID when the phone rings, it means that you are being called by Hospital Collection Services. If they send threatening letters implying that you’re about to be sued when the dispute period hasn’t even begun, hire a consumer attorney. If you file a claim against Hospital Collection Services and win your case, you could potentially receive $1,000 per FDCPA violation plus additional costs like court and attorney fees. When you fight for your rights, you could be the one who receives payment in the end.
*Case taken from PACER (www.pacer.gov). File number is Case 3:17-cv-00198-LRH-VPC from the United States District Court for the District of Nevada.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Hospital Collection Services., or any other third-party collection agency, you may not be entitled to any compensation.