Are You Being Called By Holloway Credit Solutions, LLC?*

Are you being called by Holloway Credit Solutions, LLC?* Here’s what you need to know.

Indebted consumers are regularly subjected to abuse from debt collectors. Swearing, threats of lawsuits and wage garnishment, and embarrassing calls to friends and family are all part of the harassment. They do this to pressure you to pay, hoping you will never realize that the law protects them from such predatory behavior.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to curb the activities of third-party debt collectors who were pushing people to the point of bankruptcy. The FDCPA imposes strict limits on what collection agencies can do to settle a debt and prohibits actions like the following:

• Harassing you by telephone
• Disguising the fact that they are debt collectors trying to collect a debt
• Telling your friends, neighbors, and co-workers that you owe money
• Calling you at work when they know your employer doesn’t allow you to take personal calls
• Pretending to be attorneys, police officers, or federal agents
• Calling before 8:00 a.m. and after 9:00 p.m. in your time zone

Company Profile: Holloway Credit Solutions, LLC

If you are being called by Holloway Credit Solutions, LLC, information about the company is below.

Holloway Credit Solutions, LLC is a debt collection company located in Montgomery, Alabama, with branch offices in Dothan and Mobile. It was established in 1900, has approximately 100 employees, and is managed by owner Jeff Holloway. It is also a member of the Arizona Collectors Association. Records retained at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Holloway Credit Solutions, LLC challenged the company in federal court.

Alleged Violations against Holloway Credit Solutions, LLC

According to PACER, on or about June 27, 2014, Holloway Credit Solutions, LLC sent a collection letter to an Alabama consumer in an attempt to collect a consumer debt. This form letter was sent in a window envelope, and the consumer later claimed that the account number for his debt was visible through the window, revealing private information to third parties.

Feeling harassed by Holloway Credit Solutions, LLC, he hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using unfair and unconscionable means to collect a debt
• Allowing private information to be viewed through the envelope window

The matter was later dismissed.

Hire an Attorney

The phone number for this collection firm are:

• 1-334-396-1200
• 1-800-264-2700
• 1-334-396-3000
• 1-800-489-3838
• 1-334-792-3346
• 1-334-396-1241
• 1-251-476-2414

If you see any of these numbers on your caller ID when the phone rings, it means that you are being called by Holloway Credit Solutions, LLC. If the company is careless with your personal information and makes it visible to unauthorized third parties, hire a consumer attorney. If you file a claim against Holloway Credit Solutions, LLC and win, you could potentially be awarded $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. The law is on your side when debt collectors cross the line, so never be too intimidated to fight back.

*Case taken from PACER (www.pacer.gov). File number is Case 1:15-cv-00326-N from the United States District Court for the Southern District of Alabama, Southern Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Holloway Credit Solutions, LLC, or any other third-party collection agency, you may not be entitled to any compensation.