Too many collection agencies are using bullying unethical, and even illegal methods to collect money. If you are being harassed in this manner, reach out to a consumer protection attorney who can help you protect your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects U.S. consumers from predatory and harassing practices by third-party debt collectors. If you are subjected to collection practices like those below, hire a consumer lawyer right away.
- Using profane and obscene language
- Contacting you at work
- Failing to identify themselves as debt collectors
- Demanding payment for a time-barred debt
- Pretending to be members of law enforcement
- Calling at inconvenient times
Company Profile: High Mountain Collections
If you are being called by High Mountain Collections, an agency overview is below.
High Mountain Collections, which also does business as High Mountain Funding, is a collection agency in North Haledon, New Jersey. It was established in 2008, has fewer than 20 employees, and is managed by Karen Jordan. Litigation records archived at the PACER website shows that those who felt that they were being harassed by High Mountain Collections took action.
Alleged Violations against High Mountain Collections*
According to PACER, on or around March 22, 2019, High Mountain Collections sent a demand letter to a New York consumer, but it involved a debt that had been discharged in a Chapter 7 filing.
Feeling harassed by High Mountain Collections, the consumer sued the agency for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
As of February 2020, the case is still in progress.
Hire a Consumer Lawyer
The phone numbers for High Mountain Collections are:
If you see either of them on your caller ID, you are being called by High Mountain Collections. If they send letters ordering you to pay a debt discharged in an earlier bankruptcy filing, hire a consumer lawyer and file a claim against High Mountain Collections. You could potentially win $1,000 per FDCPA violation in addition to lawyer fees and other legal costs. When a collection agency damages your credit with inaccurate debt reporting, they can be compelled to pay you compensation.
*Case taken from PACER (pacer.gov). File number is Case 7:20-cv-00353-NSR from the United States District Court for the Southern District of New York.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against High Mountain Collections or any other third-party collection agency, you may not be entitled to any compensation.