People fall into serious debt for a number of understandable reasons, such as illness or job loss. Once an account is delinquent, however, your creditors will usually assign them to debt collectors who can make your situation even worse if you don’t know your rights.
Your Rights Under the FDCPA
While collection agencies are legally allowed to contact you about a debt, the Fair Debt Collection Practices Act (FDCPA) prohibits them from using harassing and unprofessional actions like the following:
● Using profane and obscene language
● Threatening harm to your person, property, and / or credit rating
● Discussing your debt with your friends, neighbors, and co-workers
● Failing to identify themselves as debt collectors
● Reporting false information to the credit bureaus
● Threatening action they are not in a position to legally take
Company Profile: Hewitt Capital LLC
If you are being called by Hewitt Capital LLC, here are some additional company details.
Hewitt Capital LLC is a debt collection agency in Buffalo, New York. It opened for business in 2011, has 10 employees and is managed by Ken Newton. Archived files at the PACER website show that people who felt harassed by Hewitt Capital LLC were not afraid to stand their ground.
Alleged Violations against Hewitt Capital LLC
According to PACER, on or around July 12, 2018, Hewitt Capital LLC called an Indiana consumer to collect a debt and allegedly told her that they were referencing her “direct involvement in a legal matter” that was “scheduled to be referred to Morgan County.” The caller also allegedly told her that she had to “give a statement today” and that there were legal proceedings against her social security number.
Feeling harassed by Hewitt Capital LLC, the consumer got a free case review from a consumer lawyer and sued the company for:
● Threatening legal action it did not intend to take
● Trying to deceive her into paying
● Implying that she had committed a crime
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
If you see them on your caller ID, Hewitt Capital LLC is trying to reach you. If they accuse you of being a criminal for not paying your debts, hire a consumer lawyer and file a claim against Hewitt Capital LLC. If you win your case, you may receive $1,000 per FDCPA violation plus your legal expenses. A good consumer attorney will be your advocate as you fight to assert your rights.
*Case taken from PACER (www.pacer.gov). File number is Case 1:18-cv-03144-JMS-TAB from the United States District Court for the Southern District of Indiana.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Hewitt Capital LLC or any other third-party collection agency, you may not be entitled to any compensa